Find USDA Eligible Properties in Boone County
Looking to buy in Boone County, Iowa?
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Start your search for USDA loan eligible properties in the cities of Boone County, IA 
* cities most likely to have USDA loan eligible properties for sale.
Angus • *Beaver • *Berkley • *Boone • *Boxholm • Coal Valley • Ericson • *Fraser • Jordan • Logansport • *Luther• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Mackey • *Madrid • Moingona • Napier • *Ogden • *Pilot Mound • Ridgeport • Wolf
There are 570 USDA backed residential loans in Boone county with an average loan balance of $91,399. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $93,660. On average the rural home size purchased with this loan was approximately 1,338 SqFt. Boone county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Boone County is roughly 1,484 square kilometers. USDA defined regions of rural loan ineligibility in Boone cover 7 square kilometers of the county. Approximately 0.5% of Boone County is ineligible for traditional USDA home loans. The influence score for Boone County is 5. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Boone County.
View the detailed USDA boundaries and read about general conditions of
Boone County, Iowa
.Boone County is located in the central part of the great state of Iowa, USA. Established in 1846, the county was named after Nathan Boone, who was a seasoned military officer and hunter, and the son of the famous American pioneer Daniel Boone. The county seat, Boone, was laid out in 1865 and was originally called Boonesboro, after the pioneering family.
The historical background of Boone County is closely linked to the arrival of European settlers in the region, primarily of Swedish, Norwegian, and Irish descent. Agriculture emerged as the mainstay of the local economy, with various crops and livestock being raised throughout the county. In the latter half of the 19th century, the emergence of the railroad through the area played a significant role in its development, with the Chicago & North Western Railway Company driving economic growth and population expansion.
One interesting fun fact about Boone County is that it is home to the Kate Shelley High Bridge (also known as the Boone Viaduct), which is a double-track railroad bridge completed in 1901. When it was built, it was one of the highest and longest double-track railroad bridges in the United States, soaring 185 feet above the Des Moines River and spanning a total length of 2,685 feet. This engineering marvel significantly contributed to the development of the region and remains an iconic attraction to this day.
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