Find USDA Eligible Properties in Cerro Gordo County

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There are 95 USDA backed residential loans in Cerro Gordo county with an average loan balance of $92,284. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 31 years old. The typical appraised home value was around $93,496. On average the rural home size purchased with this loan was approximately 1,143 SqFt. Cerro Gordo county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cerro Gordo County is roughly 1,488 square kilometers. USDA defined regions of rural loan ineligibility in Cerro Gordo cover 227 square kilometers of the county. Approximately 15.3% of Cerro Gordo County is ineligible for traditional USDA home loans. The influence score for Cerro Gordo County is 7. Look below for the interactive county level map illustration below for more details.

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Start your search for USDA loan eligible properties in the cities of Cerro Gordo County, IA   Cerro_Gordo QR code
* cities most likely to have USDA loan eligible properties for sale.

*Burchinal   •   Cartersville   •   Central Heights   •   *Clear Lake   •   *Dougherty   •   Emery   •   Freeman   •   Hanford   •   Hurley   •   Mason City   •   *Meservey   •   *Plymouth   •   Portland   •   *Rock Falls   •   *Rockwell   •   *Swaledale   •   *Thornton   •   *Ventura   •   Ventura Heights

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cerro Gordo County.

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Cerro Gordo County, Iowa
USDA Boundary Details

Cerro Gordo County, located in the great state of Iowa, was established on January 15, 1851. The county was named after the Battle of Cerro Gordo, a significant victory for the United States during the Mexican-American War, which took place in April 1847. The county seat, Mason City, was founded in 1853 and is situated in the north-central part of the state.

The region was initially inhabited by the Sioux and Winnebago Native American tribes, and European-American settlement began in the early 1850s, primarily for agricultural purposes. The population of the county saw rapid growth with the arrival of a railway connection in the late 19th century, propelling the area towards further development.

One fun fact about Cerro Gordo County is that it was home to Meredith Willson, a famous American composer, songwriter, and playwright. He was born in Mason City and wrote the immensely popular Broadway musical "The Music Man," which premiered in 1957. The musical, set in a fictional Iowan town, was inspired by Mason City, and today, the city hosts the annual Meredith Willson Music Man Square Festival to celebrate his life and work.

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Meservey Freeman
Featured Properties from USDA Loan Eligible Regions of Cerro Gordo County