Find USDA Eligible Properties in Clarke County

Looking to buy in Clarke County, Iowa?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clarke County, IA  
* cities most likely to have USDA loan eligible properties for sale.
  Select a City   Hopeville Jamison Jay Leslie Liberty* Murray* Osceola Ottawa Smyrna* Woodburn
Hopeville   •   Jamison   •   Jay   •   Leslie   •   Liberty   •   *Murray   •   *Osceola   •   Ottawa   •   Smyrna   •   *Woodburn

There are 80 USDA backed residential loans in Clarke county with an average loan balance of $89,545. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $92,537. On average the rural home size purchased with this loan was approximately 1,314 SqFt. Clarke county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clarke County is roughly 1,117 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clarke County is 6. Look below for the interactive county level map illustration below for more details.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Clarke County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Clarke County, Iowa
.

Clarke County is located in the southern part of Iowa, in the United States. It was established on January 13, 1846, and named after territorial legislator James Clarke. The county seat is Osceola, which was founded in 1851. Covering an area of approximately 432 square miles, Clarke County has a proud agricultural and railroading history that dates back to the 19th century.

Early European settlers, primarily from the eastern states, arrived in Clarke County in the 1840s. They were attracted to the fertile land and vast opportunities for farming, as well as access to the Mississippi and Missouri Rivers. The Mormon Pioneer National Historic Trail, which stretches across five states, also passes through Clarke County, commemorating the journey of the Mormon pioneers to Utah in the mid-1800s.

In the 1860s, the railroad arrived in Clarke County, connecting Osceola to the Mississippi River, Des Moines, and eventually the rest of the country. This helped to accelerate growth, making Osceola and Clarke County a hub for commerce, agriculture, and trade.

One fun fact about Clarke County is the "Road to Oz," which is, in fact, a real yellow brick road in Osceola, dedicated in 2000 to honor one of its famous native sons, L. Frank Baum. Baum, the author of "The Wizard of Oz," lived and worked as a store clerk in the town while attending school in the late 1800s. The road, which stretches one city block, is decorated with 10,000 bricks, each with donor names etched on them, celebrating the town's connection to Baum's life and the enduring legacy of his novel.

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