Find USDA Eligible Properties in Clayton County


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There are 110 USDA backed residential loans in Clayton county with an average loan balance of $82,790. Over 90% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $85,731. On average the rural home size purchased with this loan was approximately 1,405 SqFt. Clayton county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clayton County is roughly 2,050 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clayton County is 6. Look below for the interactive county level map illustration below for more details.


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Start your search for USDA loan eligible properties in the cities of Clayton County, IA   Clayton QR code
* cities most likely to have USDA loan eligible properties for sale.

Beulah   •   Ceres   •   *Clayton   •   Clayton Center   •   Communia   •   Eckards   •   *Edgewood   •   *Elkader   •   *Elkport   •   *Farmersburg   •   Froelich   •   *Garber   •   *Garnavillo   •   Giard   •   Gunder   •   *Guttenberg   •   Hardin   •   Highland   •   Littleport   •   *Luana   •   *Marquette   •   *McGregor   •   McGregor Heights   •   Mederville   •   Millville   •   *Monona   •   Motor   •   *North Buena Vista   •   Osborne   •   *Osterdock   •   *Saint Olaf   •   Saint Sebald   •   *Strawberry Point   •   Thomasville   •   Turkey River   •   Updegraff   •   *Volga   •   Watson   •   Wood

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clayton County.

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View the detailed USDA boundaries and read about general conditions of
Clayton County, Iowa
USDA Boundary Details
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Clayton County is a county located in the northeastern part of the great state of Iowa. It was established on December 21, 1837, and named in honor of John M. Clayton, a prominent US Senator from Delaware and later Secretary of State under President Zachary Taylor. The county has its seat in the town of Elkader.

Early European settlement in Clayton County began in the 1830s, with settlers primarily arriving from New England, Pennsylvania, and Germany. The region's fertile soil made it an ideal location for farming, and agriculture became the backbone of the local economy. The arrival of the railroad in the mid-19th century spurred further growth and made Clayton County more accessible to trade and transportation.

Over the years, the county has remained predominantly rural, with small towns and agricultural communities dotting the landscape. Today, Clayton County is known for its scenic beauty, including the Turkey River and Mississippi River, which form part of its boundaries. The county is also home to Effigy Mounds National Monument, a historic site that features more than 200 prehistoric Native American mounds, including some in the shape of animals.

Fun Fact: The county seat, Elkader, is named after an Algerian national hero, Emir Abdelkader El Djezairi, who was a staunch defender of freedom of religion and human rights. Elkader is the only town in the United States named after an Arabian Muslim hero, and it was named in honor of his fight for justice and freedom. This unique connection between an Iowan town and an Algerian hero highlights the universal values of justice, tolerance, and human rights.


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Featured Properties from USDA Loan Eligible Regions of Clayton County