Find USDA Eligible Properties in Des Moines County


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Looking to buy in Des Moines County, Iowa?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Des Moines County, IA   Des_Moines QR code
* cities most likely to have USDA loan eligible properties for sale.

Augusta   •   *Beaverdale   •   Burlington   •   *Danville   •   Dodgeville   •   Garland   •   Huron   •   Kemper   •   Kingston   •   Kossuth   •   Latty• • •

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing

 

  •   *Mediapolis   •   *Middletown   •   Northfield   •   Pleasant Grove   •   Prairie Grove   •   Roscoe   •   Sperry   •   Spring Grove   •   West Burlington   •   Yarmouth

There are 38 USDA backed residential loans in Des Moines county with an average loan balance of $94,887. Over 92% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $96,413. On average the rural home size purchased with this loan was approximately 1,301 SqFt. Des Moines county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Des Moines County is roughly 1,113 square kilometers. USDA defined regions of rural loan ineligibility in Des Moines cover 157 square kilometers of the county. Approximately 14.2% of Des Moines County is ineligible for traditional USDA home loans. The influence score for Des Moines County is 7. Look below for the interactive county level map illustration below for more details.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Des Moines County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Des Moines County, Iowa
USDA Boundary Details
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Des Moines County is located in the southeastern part of the great state of Iowa. Established in 1834, it was named after the Des Moines River, which in turn derives its name from the French phrase "la Rivire des Moines," meaning "River of the Monks." The county originally included a significant portion of the current state of Iowa, as well as parts of Minnesota and Dakota Territory, but was later divided into multiple smaller counties.

The county seat of Des Moines County is Burlington, which played an important role in the history of the region. Founded in 1833, it was a significant center for steamboat transportation and an economic hub during the mid-1800s. Burlington also served as the capital of the then-Iowa Territory from 1838 to 1841, before the capital was moved to Iowa City.

One fun fact about Des Moines County is that it is home to the quirky "Snake Alley," located in Burlington. Constructed in 1894, and originally intended to connect the downtown area to the residential neighborhood, Snake Alley has been dubbed the "Crookedest Street in the World." With a steep incline and five half-curves and two quarter-curves, it has attracted tourists from around the world, who come to marvel at its unique design and winding nature.


Featured Cities of Iowa
Huron Yarmouth

Featured Properties from USDA Loan Eligible Regions of Des Moines County
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Realtors in Des_Moines browse list of realtors working in Des Moines County
Des Moines county has 2 usdaproperties.com realtors ready to help with your search!
April 2025 Featured Agents
Bryan Curtis   from   Attain RE
Lori Beenen   from   Ruhl

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