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There are 101 USDA backed residential loans in Emmet county with an average loan balance of $73,150. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 33 years old. The typical appraised home value was around $75,622. On average the rural home size purchased with this loan was approximately 1,494 SqFt. Emmet county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Emmet County is roughly 1,041 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Emmet County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Emmet County, IA
* cities most likely to have USDA loan eligible properties for sale.
*Armstrong • *Dolliver • *Estherville • *Gruver • Halfa • Huntington • Maple Hill • Raleigh • *Ringsted • *Wallingford
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Emmet County.
Emmet County is located in the northwestern region of the great state of Iowa in the United States. It was established on January 15, 1851, and named after the Irish nationalist Robert Emmet, who was an orator and leader of the Irish Rebellion of 1803. The county was officially organized in 1859, and Estherville was chosen as the county seat.
The region's historical development was strongly influenced by its location along the Des Moines River, which provided opportunities for settlers to establish trade routes and water-powered mills. Railroads also played a vital role in the county's growth, particularly with the arrival of the Burlington, Cedar Rapids, and Northern Railway in 1878. The rail line allowed for a greater flow of people and goods, encouraging the growth of local industries and agriculture.
Emmet County covers an area of approximately 402 square miles and consists mainly of rolling farmland. The land was fertile and attracted settlers primarily for agricultural purposes, with many engaging in the production of corn, hogs, and cattle.
Fun Fact: Emmet County is home to the Iowa Lakes Community College, which was established in 1967. This institution has campuses in several towns across the county, providing higher education and vocational training to residents of the region. Another fun fact is that the County's Fort Defiance State Park offers an extensive trail system for hiking and horseback riding, which grants visitors a picturesque view of the Des Moines River valley.