Find USDA Eligible Properties in Hancock County
Looking to buy in Hancock County, Iowa?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Hancock County, IA 
* cities most likely to have USDA loan eligible properties for sale.
*Britt • *Corwith • *Crystal Lake • Denhart • *Duncan • *Garner • *Goodell • *Hayfield• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Hutchins • *Kanawha • *Klemme • Miller • Stilson • *Woden
There are 79 USDA backed residential loans in Hancock county with an average loan balance of $70,295. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $72,061. On average the rural home size purchased with this loan was approximately 1,320 SqFt. Hancock county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Hancock County is roughly 1,485 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Hancock County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hancock County.
View the detailed USDA boundaries and read about general conditions of
Hancock County, Iowa
.Hancock County is located in the north-central part of the great state of Iowa. Established in 1851, it covers an area of 573 square miles and was named in honor of John Hancock, a prominent figure of the American Revolution and the first signer of the Declaration of Independence. The county seat is Garner.
Hancock County traces its early history to the Meskwaki and Sioux tribes who called this land their home long before European settlers arrived. The first white settlers, John and Frances Palm and Olphen Johnson, arrived in 1854, followed by an influx of immigrants, mainly from Scandinavian, German, and Irish backgrounds.
The county's economic growth was spurred by the development of the railroad, which reached the area in 1869. The agricultural industry was another essential component of Hancock County's thriving economy, with fertile soil supporting the cultivation of crops like corn, wheat, and oats. Livestock management also played a pivotal role in the county's success.
Despite being predominantly rural, Hancock County has fostered a strong sense of community with a focus on education, art, and cultural programs. Community members have established several public libraries, museums, and historical sites. Of special interest is the Britt Hobo Museum and the National Hobo Convention, held annually since 1900 in the city of Britt. This unique event pays tribute to the American hobo culture and features a parade, arts, music, and other festivities a fun fact about this region of the USA.
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