Find USDA Eligible Properties in Hardin County

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Brad Staley   from   Staley Real Estate

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Looking to buy in Hardin County, Iowa?

There are 128 USDA backed residential loans in Hardin county with an average loan balance of $74,390. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $76,011. On average the rural home size purchased with this loan was approximately 1,415 SqFt. Hardin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Hardin County is roughly 1,476 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Hardin County is 8. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Hardin County, IA   Hardin QR code
* cities most likely to have USDA loan eligible properties for sale.

*Ackley   •   *Alden   •   *Buckeye   •   Cleves   •   Eagle City   •   *Eldora   •   *Garden City   •   Gifford   •   *Hubbard   •   *Iowa Falls   •   Lawn Hill   •   *New Providence   •   *Owasa   •   *Radcliffe   •   Robertson   •   Rough Woods Hill   •   Sherman   •   *Steamboat Rock   •   *Union   •   *Whitten   •   Wilke

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hardin County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Hardin County, Iowa
USDA Boundary Details

Hardin County is located in the central part of Iowa, USA. Established in 1851, it is named in honor of Colonel John J. Hardin, a distinguished officer in the Black Hawk War and Mexican-American War, who was killed during the Battle of Buena Vista. Eldora, the county seat, was founded in 1853 and officially incorporated in 1895. The county has a rich history of agricultural development, thanks to its fertile soil and favorable climate.

In the mid to late 19th century, Hardin County attracted many settlers, primarily of American, English, German, and Irish descent. The presence of the multiple railroad lines, including the Iowa Falls & Sioux City Railroad, contributed to the growth of trade and transportation in the county during this period. The construction of the Iowa River and Montezuma Valley Railroad also played a significant role in the development of the region. Agriculture continues to be the dominant industry in Hardin County, with corn, soybeans, and hogs as major products.

A notable fun fact about Hardin County is that it is home to the Iowa River Greenbelt, a hidden gem that offers picturesque landscape and recreational opportunities. The Greenbelt encompasses 2,000 acres and features lush woodlands, tallgrass prairies, rare birds, and multiple trails for outdoor enthusiasts. This scenic area provides a glimpse into the region's natural beauty and a peaceful retreat for visitors and residents alike.

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Featured Properties from USDA Loan Eligible Regions of Hardin County