Find USDA Eligible Properties in Henry County
Looking to buy in Henry County, Iowa?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Henry County, IA 
* cities most likely to have USDA loan eligible properties for sale.
*Coppock • *Hillsboro • Lowell • *Mount Pleasant • *Mount Union • *New London • Oakland Mills • *Olds • *Rome• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Salem • Swedesburg • Trenton • *Wayland • *Westwood • *Winfield
There are 186 USDA backed residential loans in Henry county with an average loan balance of $82,899. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $83,021. On average the rural home size purchased with this loan was approximately 1,287 SqFt. Henry county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Henry County is roughly 1,130 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Henry County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Henry County.
View the detailed USDA boundaries and read about general conditions of
Henry County, Iowa
.Henry County is located in the southeastern region of the great state of Iowa. It was established on December 7, 1836, and named in honor of General Henry Dodge, an early settler and the first Governor of Wisconsin Territory. The county seat is Mount Pleasant, which was founded by Presley Saunders in 1835 and became the center of activity for the region. Covering an area of approximately 437 square miles, Henry County is home to several smaller towns such as Winfield, Wayland, and New London.
In the mid-19th century, Old Berlin, now called Wayland, was the center for the utopian Amish-Mennonite Community, organized by Goldschmidt, a German immigrant. The Amana Colonies, just north of Henry County, were also established around the same time as Henry County by a group of German-speaking settlers seeking religious freedom. Both communities thrived, increasing the German influence in the region.
A fun fact about Henry County is that it was a significant stop on the Underground Railroad, a network of secret routes and safe houses used by enslaved African-Americans to escape to freedom in the 19th century. The town of Salem, Iowa, which played a pivotal role in the Underground Railroad, was a Quaker community in Henry County that provided food, shelter, and additional transportation for those seeking freedom.
Throughout its history, education has been a cornerstone of Henry County's society. Iowa Wesleyan University, founded in 1842, is located in Mount Pleasant and is the oldest coeducational institution west of the Mississippi River.
Today, Henry County maintains its agricultural roots, as well as offering recreational activities, such as fishing and boating, thanks to its many lakes and rivers. Additionally, the county hosts various community events and festivals, showcasing its rich history and close-knit community values.
Featured Cities of Iowa
browse list of realtors working in Henry CountyAre you a realtor interested in helping families find USDA eligible properties in Henry County?
Join the USDAProperties Realtor Network