Find USDA Eligible Properties in Jackson County
Looking to buy in Jackson County, Iowa?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Jackson County, IA 
* cities most likely to have USDA loan eligible properties for sale.
*Andrew • *Baldwin • *Bellevue • Bridgeport • Buckhorn • Cottonville • Crab Town • Emeline • Fulton • Garry Owen • Green Island • Hurstville • Ironhills • *La Motte • Lainsville • *Maquoketa • *Miles• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Monmouth • Nashville • Otter Creek • Ozark • *Preston • Reeceville • *Sabula • *Saint Donatus • Samoa • Smiths • South Garry Owen • *Spragueville • *Springbrook • Sterling • Twin Springs • Van Buren
There are 197 USDA backed residential loans in Jackson county with an average loan balance of $87,688. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $88,171. On average the rural home size purchased with this loan was approximately 1,322 SqFt. Jackson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Jackson County is roughly 1,677 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Jackson County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Jackson County.
View the detailed USDA boundaries and read about general conditions of
Jackson County, Iowa
.Jackson County is located in the eastern part of the great state of Iowa, and was established in December 1837 as one of the original Iowa Territory counties. It was named after President Andrew Jackson, the seventh president of the United States, who served from 1829 to 1837. The county occupies an area of approximately 650 square miles and has a range of landscapes, such as rolling hills, rivers, and wooded areas.
The county's history revolves around farming and agriculture, which has remained a significant part of its economy. The first permanent white settlement in the area was in 1835, and the county seat of Jackson was established in the bustling town of Andrew. However, in 1873, the county seat was moved to Maquoketa, which remains the largest city in the county to this day.
One fun fact about the region is the Maquoketa Caves State Park, which is a popular destination in Jackson County. The park features a unique network of caves and caverns, some of which are accessible for exploration by visitors. Additionally, the park offers hiking trails, picnic facilities, and picturesque views of the surrounding countryside, making it an ideal location for outdoor enthusiasts and nature lovers.
Featured Cities of Iowa
browse list of realtors working in Jackson CountyJackson county has 1 usdaproperties.com realtor ready to help with your search!
| April 2025 Featured Agent | |
|---|---|
| Austin Healey | from Remax Advantage |
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