Find USDA Eligible Properties in Jefferson County


IA State Flag  Jefferson County Seal

Realtors in Jefferson browse list of realtors working in Jefferson County
Hey, are you a realtor interested in helping families find USDA eligible properties in Jefferson County?
Join the USDAProperties Realtor Network

Looking to buy in Jefferson County, Iowa?


There are 74 USDA backed residential loans in Jefferson county with an average loan balance of $80,078. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $82,247. On average the rural home size purchased with this loan was approximately 1,237 SqFt. Jefferson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Jefferson County is roughly 1,132 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Jefferson County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Jefferson County, IA   Jefferson QR code
* cities most likely to have USDA loan eligible properties for sale.

Abingdon   •   *Batavia   •   Beckwith   •   Brookville   •   Collett   •   East Pleasant Plain   •   *Fairfield   •   Germanville   •   Glasgow   •   *Libertyville   •   Linby   •   *Lockridge   •   *Maharishi Vedic City   •   Merrimac   •   *Packwood   •   Pekin   •   Perlee   •   *Pleasant Plain   •   Salina   •   Veo

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Jefferson County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Jefferson County, Iowa
USDA Boundary Details
.

Jefferson County is located in southeastern Iowa and was established by the Iowa territorial legislature in 1839. It was named in honor of Thomas Jefferson, the third President of the United States. The county seat, Fairfield, was founded the same year by the initial group of settlers, and would go on to become an important agricultural and industrial hub in the region.

Early settlers in Jefferson County were mainly of European origin, with many coming from Germany, England, and Ireland. They began to engage in agricultural activities, cultivating the fertile land of the region to grow crops and raise livestock.

One notable event in the region's history occurred during the Civil War when Jefferson County enlisted more than 1,000 soldiers for the Union Army, demonstrating a strong commitment to the preservation of the United States.

The railroad's arrival in the 1850s also transformed the county. It encouraged the growth of local industries, primarily in Fairfield, which resulted in economic growth and prosperity for the region.

In the 20th century, Jefferson County experienced significant changes, with a shift from an agriculture-based economy to a more diverse one that included manufacturing, education, and healthcare. As the century progressed, the population steadily increased, and modern infrastructure and amenities were introduced.

A fun fact about Jefferson County, Iowa, is that Fairfield, its county seat, is known as the "Silicorn Valley" due to its unique combination of rural heartland charm and progressive sustainable living initiatives, including solar and wind energy development. Home to the Maharishi University of Management, the community has attracted people from around the world seeking alternative education and lifestyles, making it a culturally diverse center within the region.


Featured Cities of Iowa
Germanville Pleasant_Plain
Featured Properties from USDA Loan Eligible Regions of Jefferson County