Find USDA Eligible Properties in Lucas County
Looking to buy in Lucas County, Iowa?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Lucas County, IA 
* cities most likely to have USDA loan eligible properties for sale.
Belinda • *Chariton • *Derby • Last Chance • *Lucas • Norwood • Oakley • Olmitz • Purdy • *Russell • Tipperary • *Williamson
There are 52 USDA backed residential loans in Lucas county with an average loan balance of $71,965. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 31 years old. The typical appraised home value was around $75,971. On average the rural home size purchased with this loan was approximately 1,316 SqFt. Lucas county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Lucas County is roughly 1,124 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lucas County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lucas County.
View the detailed USDA boundaries and read about general conditions of
Lucas County, Iowa
.Lucas County is located in the southern part of Iowa, a state in the United States of America. The county was established on January 13, 1846, and named in honor of Robert Lucas, the 12th Governor of Ohio and the first Governor of the Iowa Territory. The county seat and largest city is Chariton.
Lucas County's history involves transportation and railroads, which played a crucial role in its development. In the mid-19th century, the county emerged as an important hub for the Missouri and Mississippi Railroad, which connected major cities like Chicago and Kansas City. This connection facilitated the growth of industry, trade, and population in Lucas County.
Agriculture has also been an important part of Lucas County's history, with the area being predominantly rural. The fertile lands of the county have provided many opportunities for farming, including crop production and livestock rearing. Over time, this agricultural base helped develop strong communities in the area.
A fun fact about Lucas County is that it is part of Iowa's "Historic Hills Scenic Byway," which offers visitors a chance to explore the state's beautiful landscapes and rich history. The scenic byway winds through several charming towns, historic sites, and picturesque parks, allowing travelers to experience the county's unique past, natural beauty, and welcoming communities.
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