Find USDA Eligible Properties in Mitchell County


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There are 60 USDA backed residential loans in Mitchell county with an average loan balance of $80,928. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 31 years old. The typical appraised home value was around $81,915. On average the rural home size purchased with this loan was approximately 1,376 SqFt. Mitchell county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Mitchell County is roughly 1,216 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Mitchell County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Mitchell County, IA   Mitchell QR code
* cities most likely to have USDA loan eligible properties for sale.

Bailey   •   Brownville   •   *Carpenter   •   *Little Cedar   •   *McIntire   •   *Meyer   •   *Mitchell   •   *Mona   •   *New Haven   •   *Orchard   •   *Osage   •   *Otranto   •   Rock Creek   •   *Saint Ansgar   •   *Stacyville   •   *Toeterville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Mitchell County.

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View the detailed USDA boundaries and read about general conditions of
Mitchell County, Iowa
USDA Boundary Details
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Mitchell County is located in the northeastern part of the great state of Iowa, with its county seat in Osage. Established on January 15, 1851, it was named in honor of John Mitchel, an Irish patriot and journalist who stood for Irish independence and was exiled to the US. The county originally consisted of 16 townships, with many settlers migrating from the eastern United States, Europe, and other parts of the world.

During the 19th century, Mitchell County's farmland and rich natural resources, primarily timber and limestone, attracted many settlers. The fertile soil and abundant water supply from various rivers and streams provided excellent conditions for agriculture. As a result, farming became the primary economic activity, with grain production, and livestock rearing flourishing in the region.

Several towns formed in the county, with Osage becoming the county seat due to its early establishment and central location. The railroad played an essential role in Mitchell County's development, providing better transportation and contributing significantly to the economic growth of the area.

A fun fact about Mitchell County is that it is home to the Mitchell County Fair, an annual event with roots dating back to 1874. The fair showcases diverse agricultural and industrial exhibits, carnival rides, art and craft displays, live music, and other entertainment, serving as a platform for community bonding and celebration of Mitchell County's agriculture-driven history.


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