Find USDA Eligible Properties in Monroe County
Looking to buy in Monroe County, Iowa?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Monroe County, IA 
* cities most likely to have USDA loan eligible properties for sale.
*Albia • Avery • Brompton • Bucknell • Buxton • Consol • Foster • Frederic • Georgetown • Hiteman • Hocking• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Lockman • *Lovilia • Maxon • *Melrose • Miami • Rexfield • Selection • Tyrone • Ward • Weller
There are 42 USDA backed residential loans in Monroe county with an average loan balance of $78,528. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 33 years old. The typical appraised home value was around $81,907. On average the rural home size purchased with this loan was approximately 1,356 SqFt. Monroe county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Monroe County is roughly 1,122 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Monroe County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Monroe County.
View the detailed USDA boundaries and read about general conditions of
Monroe County, Iowa
.Monroe County, located in the great state of Iowa, has a rich historical background. Established on January 13, 1843, Monroe County was named in honor of James Monroe, the fifth president of the United States who served from 1817 to 1825. Monroe County is a part of the Southeast Iowa region and covers an area of approximately 434 square miles. The county seat is Albia, a town home to many residents and is the center of business and administrative activities.
In the 1800s, Monroe County became an important coal mining region. As the mining industry grew, the population increased with a mix of immigrants from various countries seeking work in the mines. The county saw a decline in coal production in the early 1900s, which led to the closing of many mines and a subsequent decrease in population.
Agriculture later became the main industry in Monroe County due to its fertile soil and favorable climate conditions. Today, farms in the area produce a variety of crops and livestock, including corn, soybeans, beef cattle, and swine.
A fun fact about Monroe County is that it features a significant railroad history. In the late 19th and early 20th centuries, Monroe County was home to several railroads, such as the Chicago, Burlington and Quincy Railroad and the Minneapolis and St. Louis Railway. These railroads played an essential role in the transportation of coal and other goods produced in the region, further supporting its economic growth.
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