Find USDA Eligible Properties in Palo Alto County


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There are 80 USDA backed residential loans in Palo Alto county with an average loan balance of $67,532. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 32 years old. The typical appraised home value was around $68,900. On average the rural home size purchased with this loan was approximately 1,303 SqFt. Palo Alto county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Palo Alto County is roughly 1,474 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Palo Alto County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Palo Alto County, IA   Palo_Alto QR code
* cities most likely to have USDA loan eligible properties for sale.

*Ayrshire   •   *Curlew   •   *Cylinder   •   Depew   •   *Emmetsburg   •   Fairville   •   *Graettinger   •   *Mallard   •   Osgood   •   *Rodman   •   *Ruthven   •   *West Bend

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Palo Alto County.

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View the detailed USDA boundaries and read about general conditions of
Palo Alto County, Iowa
USDA Boundary Details
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Palo Alto County is located in the northwestern region of the great state of Iowa. Established in 1851 and named after the Battle of Palo Alto in the Mexican-American War, the county is steeped in history. The first settlers began to arrive in the 1850s, with Emmetsburg being established in 1858 as the county seat.

In the early years, the economy of the county was largely agricultural, with settlers focusing on crops such as corn, wheat, and oats. As the county developed, settlements grew and expanded, with communities like Emmetsburg, West Bend, Mallard, and Graettinger emerging as prominent towns.

Palo Alto County is home to several lakes (including Five Island Lake and Lost Island Lake) offering recreational opportunities and contributing to the region's natural beauty. Additionally, the county has a rich history of immigration, with a strong influence of Irish heritage. This is displayed in its annual St. Patrick's Day celebration in Emmetsburg, which is considered one of the largest and most distinguished St. Patrick's Day events in the Midwest.

Fun Fact: In West Bend, Palo Alto County, you'll find the Grotto of the Redemption, a religious shrine featuring a fascinating display of minerals, petrifications, and semiprecious stones. Built by Father Paul Dobberstein over the course of 42 years (1912-1954), the Grotto is billed as the "Eighth Wonder of the World" and is the largest man-made grotto in existence. This unique attraction draws thousands of visitors to Palo Alto County every year.


Featured Cities of Iowa
Curlew Mallard
Featured Properties from USDA Loan Eligible Regions of Palo Alto County
1401 Allowa St
Ayrshire, IA

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1206 Center St
Ruthven, IA

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