USDA loan eligible properties in Plymouth County, IA 
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* cities most likely to have USDA loan eligible properties for sale.
Adaville • *Akron • *Brunsville • *Craig • *Hinton • James • *Kingsley • *Le Mars • *Merrill • Millnerville • Neptune • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• OLeary • *Oyens • *Remsen • Ruble • Seney • *Struble • Union Center • West Le Mars • *Westfield • Wren
browse list of realtors working in Plymouth CountyThere are 221 USDA backed residential loans in Plymouth county with an average loan balance of $98,811. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $101,398. On average the rural home size purchased with this loan was approximately 1,358 SqFt. Plymouth county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Plymouth County is roughly 2,237 square kilometers. USDA defined regions of rural loan ineligibility in Plymouth cover 54 square kilometers of the county. Approximately 2.4% of Plymouth County is ineligible for traditional USDA home loans. The influence score for Plymouth County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Plymouth County.
View the detailed USDA boundaries and read about general conditions of
Plymouth County, Iowa
.Plymouth County is located in the northwestern region of the great state of Iowa. It was established on January 15, 1851, and named after Plymouth, Massachusetts, which was the landing point of the Pilgrims in 1620. The county's original boundaries were defined in 1853, but it wasn't formally organized until 1858. It comprises a total area of 864 square miles.
The city of Le Mars, which serves as the county seat, was founded in 1869 and incorporated in 1875. The city's name was derived from the first initials of the original six directors of the Illinois Central Railroad (Le Mars is a contraction of "L," "E," "M," "A," "R," and "S").
In its early years, Plymouth County experienced significant growth, particularly in the 1870s and 1880s, as new settlers were attracted by the fertile land and the expansion of the railway. Agriculture became the primary industry, focusing on corn, soybeans, cattle, and hogs. The expansion of the railway also opened new opportunities for trade and commerce.
A fun fact about this region is that Le Mars is known as the "Ice Cream Capital of the World." This title was bestowed due to the fact that more ice cream is produced in Le Mars by Wells Enterprises, maker of Blue Bunny ice cream, than in any other city across the globe. The city celebrates this unique distinction by hosting an annual Ice Cream Days festival in June, which includes various events such as parades, ice cream socials, art exhibits, and live music.
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