Find USDA Eligible Properties in Polk County

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There are 357 USDA backed residential loans in Polk county with an average loan balance of $157,611. Over 66% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $159,341. On average the rural home size purchased with this loan was approximately 1,323 SqFt. Alternate income limits exist to determine loan eligibility in Polk county. For a household of upto 4 people the income limit is $102,550. For a household of between 5 and 8 people the income limit increases to $135,350.

The size of Polk County is roughly 1,535 square kilometers. USDA defined regions of rural loan ineligibility in Polk cover 828 square kilometers of the county. Approximately 53.9% of Polk County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Polk County, IA   Polk QR code
* cities most likely to have USDA loan eligible properties for sale.

Adelphi   •   *Alleman   •   Altoona   •   Andrews   •   Ankeny   •   Ashawa   •   Avon   •   Avon Lake   •   Berwick   •   *Bondurant   •   Bowsher   •   Campbell   •   Capitol Heights   •   Carbondale   •   Carney   •   Clive   •   Crocker   •   Des Moines   •   *Elkhart   •   Enterprise   •   Farrar   •   Grimes   •   Hastie   •   Ivy   •   Johnston   •   Levey   •   Loring   •   Lovington   •   Marquisville   •   Millman   •   *Mitchellville   •   Norwoodville   •   Oralabor   •   Pleasant Hill   •   *Polk City   •   Rider   •   Rising Sun   •   *Runnells   •   Santiago   •   Saylor   •   Saylorville   •   Swanwood   •   Urbandale   •   West Des Moines   •   White Oak   •   Windsor Heights   •   Woodland Hills

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Polk County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Polk County, Iowa
USDA Boundary Details

Featured Properties from USDA Loan Eligible Regions of Polk County
13552 NE 76th St
Maxwell, IA

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5812 Oak St
Berwick, IA

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524 Shiloh Rose Pkwy NW
Bondurant, IA

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5705 NW 92nd St
Johnston, IA

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