Find USDA Eligible Properties in Pottawattamie County
Looking to buy in Pottawattamie County, Iowa?
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Start your search for USDA loan eligible properties in the cities of Pottawattamie County, IA 
* cities most likely to have USDA loan eligible properties for sale.
Ascot • *Avoca • *Bentley • *Carson • Carter Lake • Chautauqua • Clara • Council Bluffs • *Crescent • Dumfries • Gilliatt • *Hancock • Honey Creek • *Loveland • *Macedonia• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *McClelland • *Minden • *Neola • *Oakland • Peter • Quick • Taylor • *Treynor • *Underwood • *Walnut • *Weston • York Center
There are 118 USDA backed residential loans in Pottawattamie county with an average loan balance of $102,839. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $103,614. On average the rural home size purchased with this loan was approximately 1,439 SqFt. Pottawattamie county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Pottawattamie County is roughly 2,486 square kilometers. USDA defined regions of rural loan ineligibility in Pottawattamie cover 226 square kilometers of the county. Approximately 9.1% of Pottawattamie County is ineligible for traditional USDA home loans. The influence score for Pottawattamie County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Pottawattamie County.
View the detailed USDA boundaries and read about general conditions of
Pottawattamie County, Iowa
.Pottawattamie County, located in the great state of Iowa, has a rich and varied history. Established on February 24, 1847, the county was initially part of the Wisconsin Territory, before becoming part of the Iowa Territory in 1838, and eventually the state of Iowa in 1846. The county is named in honor of the Potawatomi Native American tribe, who once inhabited the land before being forced to leave due to the Indian Removal Act of 1830.
Pottawattamie County played an important role during the Mormon Pioneer migration in the 19th century. The area was a key stopping point for thousands of Latter-Day Saints travelling westward from Nauvoo, Illinois, to Salt Lake City, Utah. Kanesville, now known as Council Bluffs, served as the winter quarters for the Mormon pioneers, and it was here that Brigham Young was sustained as the leader of the Church in 1847.
In the 20th century, Pottawattamie County's economy was primarily driven by agriculture and industry. Some of the major industries in the area included meatpacking plants and food processing facilities. Additionally, the county was known for its horticultural contributions, particularly in the cultivation of fine fruits.
One fun fact about Pottawattamie County is that it is home to the Squirrel Cage Jail, located in Council Bluffs. The unique three-story, rotating jail was built in 1885 and is one of only three remaining examples of its kind in the United States. It has been transformed into a museum, giving visitors an insightful glimpse into the history of the county and the unusual structure of the jail.
Featured Cities of Iowa
browse list of realtors working in Pottawattamie CountyPottawattamie county has 1 usdaproperties.com realtor ready to help with your search!
| April 2025 Featured Agent | |
|---|---|
| Joan Duffey | from heartland properties |
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