USDA loan eligible properties in Woodbury County, IA 
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* cities most likely to have USDA loan eligible properties for sale.
*Anthon • *Bronson • *Climbing Hill • *Correctionville • *Cushing • *Danbury • Holly Springs • *Hornick • *Lawton • Luton • Mount Lucia • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Moville • *Oto • Owego • *Pierson • *Salix • Sergeant Bluff • Sioux City • *Sloan • *Smithland
browse list of realtors working in Woodbury CountyThere are 63 USDA backed residential loans in Woodbury county with an average loan balance of $80,190. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $82,261. On average the rural home size purchased with this loan was approximately 1,299 SqFt. Woodbury county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Woodbury County is roughly 2,272 square kilometers. USDA defined regions of rural loan ineligibility in Woodbury cover 291 square kilometers of the county. Approximately 12.8% of Woodbury County is ineligible for traditional USDA home loans. The influence score for Woodbury County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Woodbury County.
View the detailed USDA boundaries and read about general conditions of
Woodbury County, Iowa
.Woodbury County, located in the great state of Iowa, has a rich and varied history. Established in 1851, the county was named after Judge Levi Woodbury, who served as an Associate Justice on the United States Supreme Court and as a U.S. Senator from New Hampshire. The area's first known inhabitants were the Indigenous peoples, including the Sioux and Omaha tribes. In 1804, Lewis and Clark were the first Euro-American explorers to visit the region when they passed through the area during their famous expedition.
The city of Sioux City, founded in 1854, became the county seat for Woodbury County. The growth of Sioux City was largely due to its strategic location at the confluence of the Missouri and Floyd rivers, which made it important for trade and transportation. The county's economy was primarily reliant on agriculture, and its fertile soil attracted a diverse range of settlers. These immigrants included Europeans, such as English, German, Irish, and Scandinavians, all seeking work opportunities and land to cultivate crops.
The construction of the first railroad in 1868 further bolstered Woodbury County's growth. The railroad brought more people into the area, stimulating the expansion of the already thriving agricultural industry. In addition, livestock production became increasingly significant, making Sioux City one of the country's primary meatpacking centers.
Fun Fact: In 1918, Woodbury County built a remarkable courthouse that showcased the Prairie School architectural stylean existing landmark today. Designed by architects George Grant Elmslie and William L. Steele, the Woodbury County Courthouse is the only courthouse in the United States that fully embraces the Prairie School style. It was listed on the National Register of Historic Places in 1973 and designated as a National Historic Landmark later in 1996.
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