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Looking to buy in Effingham County, Illinois?
There are 580 USDA backed residential loans in Effingham county with an average loan balance of $89,358. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $91,959. On average the rural home size purchased with this loan was approximately 1,345 SqFt. Effingham county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200. Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
View active real estate listings in the cities of Effingham County, IL
*Altamont • *Beecher City • Dexter • *Dieterich • Eberle • *Edgewood • *Effingham • Elliottstown • Evers • Funkhouser • Gilmore • Green Creek • Hill • Holland • Keptown • *Mason • Moccasin • *Montrose • *Shumway • *Teutopolis • *Watson • Winterrowd
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Effingham County.