Find USDA Eligible Properties in Illinois
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 33,649 USDA backed residential loans in Illinois with an average loan balance of $84,183. Over 77% of the loans went to help first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $87,330. On average the rural home size purchased with this loan was approximately 1,404 square feet.
The size of Illinois is roughly 149,995 square kilometers. USDA defined regions of rural loan ineligibility in Illinois covers about 13,043 square kilometers of the state. In other words, approximately 8.7% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Illinois include Wheeling, Lake Zurich, Mundelein, and North Chicago.
Search 102 Counties of Illinois 
Adams • Alexander • Bond • Boone • Brown • Bureau • Calhoun • Carroll • Cass • Champaign • Christian • Clark • Clay • Clinton • Coles • Cook • Crawford • Cumberland • DeKalb • De Witt • Douglas • DuPage • Edgar • Edwards • Effingham • Fayette • Ford • Franklin • Fulton • Gallatin • Greene • Grundy • Hamilton • Hancock • Hardin • Henderson • Henry • Iroquois • Jackson • Jasper • Jefferson • Jersey • Jo Daviess • Johnson • Kane • Kankakee • Kendall • Knox • LaSalle • Lake • Lawrence • Lee • • •
The USDA 502 Guaranteed Loan Program helps eligible homebuyers in rural areas purchase homes with no down payment required. Backed by the U.S. Department of Agriculture, it offers:
• 0% down payment
• Flexible credit requirements
• Lower mortgage insurance costs
You’ll work with approved lenders, and the USDA guarantees the loan-making homeownership more affordable.
Take the First Step Toward 0% Down Financing
• Livingston • Logan • Macon • Macoupin • Madison • Marion • Marshall • Mason • Massac • McDonough • McHenry • McLean • Menard • Mercer • Monroe • Montgomery • Morgan • Moultrie • Ogle • Peoria • Perry • Piatt • Pike • Pope • Pulaski • Putnam • Randolph • Richland • Rock Island • Saint Clair • Saline • Sangamon • Schuyler • Scott • Shelby • Stark • Stephenson • Tazewell • Union • Vermilion • Wabash • Warren • Washington • Wayne • White • Whiteside • Will • Williamson • Winnebago • Woodford
States bordering Illinois include Indiana, Iowa, Michigan, Kentucky, Missouri and Wisconsin.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find rural development eligible properties throughout the state of Illinois.
Illinois was admitted into the United States on December 3rd, 1818 where the state capitol today resides in Springfield.
The official Illinois motto, adopted in 1818, is "State Sovereignty, National Union." This motto reflects the state's commitment to the union of the United States, a commitment that has remained strong since its founding. The motto is rooted in the ideals of the framers of the Constitution, who believed that a strong union of states was essential for the preservation of both individual liberty and the union as a whole. The motto also reflects the importance of states' rights and their political autonomy within the federal system.
Learn about the birds and the bugs of Illinois!
State Fish: Bluegill (Lepomis macrochirus)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
Illinois State Office USDA Rural DevelopmentFeatured Properties from USDA Loan Eligible Regions of Illinois
2118 West Park Court, Suite A
Champaign, IL 61821
TEL: 217-403-6200
TTY: 217-403-6240
Select from featured USDA loan eligible cities
Rural Homes in Illinois during Summer
