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Benefits of Rural Life in Illinois:
1. Lower cost of living and greater access to affordable housing.
2. More access to outdoor recreation, such as fishing, hunting, camping, and hiking.
3. Less traffic and congestion, making rural life more peaceful and serene.
4. Smaller, more intimate communities with a closer sense of community.
5. Clean air and water, making it an attractive option for those looking for a healthier lifestyle.
General Rural Housing Conditions in Illinois:
Rural housing in Illinois ranges from small single-family homes to larger homes with acreage. The majority of homes in rural areas are well maintained, but may need some updating. Many of these homes are older and can be purchased at a lower cost than similar homes in urban areas.
Financing Options for Purchasing Homes in Rural Areas of Illinois:
There are several financing options available for purchasing homes in rural areas of Illinois. These include USDA Rural Development loans, FHA loans, conventional loans, and VA loans. Each of these loan programs has different requirements and restrictions, so it is important to research each one to find the best fit for your needs. Additionally, there may be grants and other assistance available to help with down payments and closing costs.
Illinois State Office USDA Rural DevelopmentFeatured Property from USDA Loan Eligible Regions of Illinois
2118 West Park Court, Suite A
Champaign, IL 61821
TEL: 217-403-6200
TTY: 217-403-6240