Find USDA Eligible Properties in Saint Joseph County

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Saint Joseph county has 2 realtors ready to help with your search!

April Featured Agents
Lyz Lukac   from   RE/MAX County Wide 1st
Paul Gjemre   from   Coldwell Banker Real Estate Group

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Looking to buy in Saint Joseph County, Indiana?

There are 146 USDA backed residential loans in Saint Joseph county with an average loan balance of $103,121. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $103,255. On average the rural home size purchased with this loan was approximately 1,449 SqFt. Saint Joseph county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Saint Joseph County is roughly 1,195 square kilometers. USDA defined regions of rural loan ineligibility in Saint Joseph cover 526 square kilometers of the county. Approximately 44.0% of Saint Joseph County is ineligible for traditional USDA home loans. The influence score for Saint Joseph County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Saint Joseph County, IN   Saint_Joseph QR code
* cities most likely to have USDA loan eligible properties for sale.

Ardmore   •   ChainOLakes   •   Crest Manor Addition   •   Crumstown   •   Gilmer Park   •   Granger   •   Gulivoire Park   •   HiView Addition   •   Hubbard   •   Indian Village   •   *Lakeville   •   Lydick   •   Maple Lane   •   Miami Trails Addition   •   Mishawaka   •   *New Carlisle   •   *North Liberty   •   Notre Dame   •   Nutwood   •   Olive   •   Orchard Heights Addition   •   Osceola   •   Roseland   •   South Bend   •   Terre Coupee   •   *Walkerton   •   Woodland   •   Wyatt   •   Zeigler

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Saint Joseph County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Saint Joseph County, Indiana
USDA Boundary Details

Saint Joseph County, located in the great state of Indiana, was established on January 29, 1830. The county was named after the St. Joseph River, which flows through the state's north-central region, originating in southern Michigan and emptying into Lake Michigan. The county's creation was prompted by the growth of the population in the area, as settlers migrated from the eastern United States and Europe around the early 19th century.

South Bend, the current county seat, was founded by fur traders in the early 19th century, namely Alexis Coquillard and Pierre Navarre. The city was incorporated in 1865, and it played a critical role in the region's industrialization, primarily in industries such as iron, steel, and manufacturing.

The University of Notre Dame, located in Notre Dame within Saint Joseph County, was established in 1842 by Reverend Edward Sorin, a Catholic priest, and the Congregation of Holy Cross. This private Catholic research university has since become one of the top educational institutions in the country.

The county has a rich and diverse cultural history, with various communities such as the Potawatomi Native Americans, French settlers, and Irish immigrants contributing to its development.

A fun fact about Saint Joseph County is that it is home to the Studebaker National Museum, which houses an extensive collection of historic Studebaker vehicles and memorabilia, reflecting South Bend's past as the manufacturing hub for this major automobile company. The Studebaker Corporation, which originated as a wagon-building company in the 1850s, eventually transitioned into creating automobiles and played a significant role in the American automotive industry before ceasing production in 1963.

Featured Cities of Indiana
Woodland Zeigler
Featured Properties from USDA Loan Eligible Regions of Saint Joseph County
1410 N Ivy Ct Unit C7
South Bend, IN

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54651 Columbia Bay 224nbv Dr
Osceola, IN

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8215 E Chicago Rd
New Carlisle, IN

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