Find USDA Eligible Properties in Morgan County

KY State Flag  Morgan County Seal

Realtors in Morgan browse list of realtors working in Morgan County
Hey, are you a realtor interested in helping families find USDA eligible properties in Morgan County?
Join the USDAProperties Realtor Network

Looking to buy in Morgan County, Kentucky?

There are 37 USDA backed residential loans in Morgan county with an average loan balance of $89,384. Over 67% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $97,556. On average the rural home size purchased with this loan was approximately 1,458 SqFt. Morgan county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Morgan County is roughly 993 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Morgan County is 9. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Morgan County, KY   Morgan QR code
* cities most likely to have USDA loan eligible properties for sale.

Blairs Mills   •   Blaze   •   Bonny   •   Caney   •   Cannel City   •   Cottle   •   Crockett   •   Dehart   •   Dingus   •   Ebon   •   Elamton   •   Elkfork   •   *Ezel   •   Gordon Ford   •   Grassy Creek   •   Greear   •   Holliday   •   Index   •   Jeptha   •   Kellacey   •   Leisure   •   Lenox   •   Liberty Road   •   Licking River   •   Malone   •   Matthew   •   Mima   •   Mize   •   Moon   •   Murphyfork   •   Nickell   •   Ophir   •   Panama   •   Payton   •   Pekin   •   Pomp   •   Redwine   •   Relief   •   Rexville   •   Sellars   •   Silverhill   •   Stacy Fork   •   Twentysix   •   *West Liberty   •   Wheel Rim   •   White Oak   •   Woodsbend   •   Wrigley   •   Yocum   •   Zag

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Morgan County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Morgan County, Kentucky
USDA Boundary Details

Morgan County is located in the Eastern Coalfield region of the great state of Kentucky, USA. Established in 1822, the county was named in honor of General Daniel Morgan, a distinguished officer who fought in the American Revolutionary War. The county seat is West Liberty, which was initially incorporated in 1823 and has a rich history of its own.

Morgan County's economy was historically driven by agriculture, particularly corn, tobacco, and hay production. However, as with the majority of the Eastern Coalfield region, coal mining became a significant industry in the county, particularly in the years following World War I. Despite this, the region still maintains its agricultural roots, with a mix of small farms and other local businesses contributing to its economic landscape.

A significant event in Morgan County history occurred in March 2012, when the area was struck by a devastating EF3 tornado, resulting in the tragic loss of lives and widespread damage to the county seat of West Liberty and its surrounding communities. The resilient spirit of the people of Morgan County shone through in the aftermath of this disaster, with tremendous efforts put forth for rebuilding and restoring the community.

A fun fact about Morgan County is its status as the "Gateway to the Elk Viewing Area" in Eastern Kentucky. With the success of the elk restoration programs, the county has become a destination for wildlife enthusiasts who come to observe and photograph these majestic creatures in their natural habitat.

The region is also home to the annual Morgan County Sorghum Festival, showcasing the locally produced sweet sorghum and celebrating the county's rich agricultural heritage with music, crafts, and demonstrations of traditional sorghum making.

Featured Cities of Kentucky
Licking_River Jeptha
Featured Properties from USDA Loan Eligible Regions of Morgan County
58 Ridge View Ct
West Liberty, KY

property photo


118 Cougar Aly
West Liberty, KY

property photo