Find USDA Eligible Properties in Berkshire County

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May 2024 Featured Agent
Maureen Kirby   from   Nocher Realty

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Looking to buy in Berkshire County, Massachusetts?

There are 312 USDA backed residential loans in Berkshire county with an average loan balance of $137,127. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $142,214. On average the rural home size purchased with this loan was approximately 1,397 SqFt. Berkshire county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Berkshire County is roughly 2,450 square kilometers. USDA defined regions of rural loan ineligibility in Berkshire cover 108 square kilometers of the county. Approximately 4.4% of Berkshire County is ineligible for traditional USDA home loans. The influence score for Berkshire County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Berkshire County, MA   Berkshire QR code
* cities most likely to have USDA loan eligible properties for sale.

*Adams   •   Alander   •   *Alford   •   Arnoldville   •   Ashley Falls   •   Beachwood   •   *Becket   •   Becket Center   •   Belcher Square   •   Berkshire   •   Berkshire Heights   •   Brier   •   Briggsville   •   Camp Ashmere   •   Camp Becket   •   Camp Danbee   •   Camp Emerson   •   Camp Glenmere   •   Camp Greylock   •   Camp Jayson   •   Camp Kingsmont   •   Camp Lenore   •   Camp MahKeeNac   •   Camp Marion White   •   Camp Meadowlark   •   Camp Merrill   •   Camp Mohawk   •   Camp Muriel Flagg   •   Camp Romaca   •   Camp Russell   •   Camp Stevenson   •   Camp Sumner   •   Camp Taconic   •   Camp Witawentin   •   Camp Wyoma   •   *Cheshire   •   Cheshire Harbor   •   *Clarksburg   •   Cold Spring   •   Crane Lake Camp   •   *Dalton   •   Drury   •   East Lee   •   East Otis   •   East Sheffield   •   East Windsor   •   *Egremont   •   Egremont Plain   •   Farnams   •   *Florida   •   Glendale   •   *Great Barrington   •   Green Ridge Park   •   *Hancock   •   Hancock Shaker Village   •   Hartsville   •   Hephzibah Heights   •   *Hinsdale   •   Hoosac Tunnel   •   Houghtonville   •   *Housatonic   •   Interlaken   •   Konkapot   •   *Lanesborough   •   Larrywaug   •   *Lee   •   *Lenox   •   Lenox Dale   •   Lenox Station   •   Little Egypt   •   Mahkeenac Heights   •   Maple Grove   •   Mill River   •   *Monterey   •   Montville   •   *Mount Washington   •   *New Ashford   •   New Boston   •   New Lenox   •   *New Marlborough   •   *North Adams   •   North Egremont   •   North Hancock   •   North Otis   •   *Otis   •   *Peru   •   Pittsfield   •   Pontoosuc   •   Renfrew   •   *Richmond   •   Richmond Furnace   •   Risingdale   •   Rockdale Mills   •   Roosterville   •   *Sandisfield   •   *Savoy   •   Savoy Center   •   *Sheffield   •   South Egremont   •   South Lee   •   South Sandisfield   •   South Williamstown   •   State Line   •   Stearnsville   •   *Stockbridge   •   Town Crest Village   •   *Tyringham   •   Van Deusenville   •   *Washington   •   West Becket   •   West New Boston   •   West Otis   •   *West Stockbridge   •   West Stockbridge Center   •   Whitcomb Summit   •   White Oaks   •   *Williamstown   •   Williamsville   •   *Windsor   •   Zylonite

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Berkshire County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Berkshire County, Massachusetts
USDA Boundary Details

Berkshire County, located in the western part of Massachusetts, has a rich and diverse history dating back to its establishment in 1761. The county is nestled in the Berkshire Hills, a beautiful and culturally vibrant region that has played a significant role in American history.

The area was originally inhabited by the Mahican Native American tribe before European settlers took over in the late 17th and early 18th centuries. During the American Revolution, Berkshire County was a hotbed of Patriot activity and played a pivotal role in the conflict. The county was deeply involved in Shays' Rebellion, an armed uprising led by Revolutionary War veteran Daniel Shays in response to perceived economic injustices and government corruption in the late 18th century.

In the 19th century, Berkshire County became known for its industrial prowess, particularly in the areas of silk, paper, and iron production. In the early 20th century, the county transitioned to a more service-based economy, with tourism quickly becoming one of its major industries.

Nowadays, Berkshire County is renowned for its outstanding cultural institutions, including Tanglewood Music Center, the summer home of the Boston Symphony Orchestra, and the Norman Rockwell Museum in Stockbridge. The region is also home to quaint towns like Lenox, Great Barrington, and North Adams, rich with both historical charm and modern amenities.

Fun fact: Berkshire County is the birthplace of author Herman Melville, who wrote the classic novel "Moby-Dick." Melville's home, Arrowhead, is now a museum dedicated to his life and works.

Featured Cities of Massachusetts
Whitcomb_Summit Camp_Emerson
Featured Properties from USDA Loan Eligible Regions of Berkshire County
Cross Rd
Clarksburg, MA

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585 Rte 7 Rd
New Ashford, MA

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26 Hodges Cross Rd
North Adams, MA

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10 Dublin
Richmond, MA

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