Find USDA Eligible Properties in Massachusetts
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 6,078 USDA backed residential loans in Massachusetts with an average loan balance of $221,548. Over 84% of the loans went to help first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $227,454. On average the rural home size purchased with this loan was approximately 1,394 square feet.
The size of Massachusetts is roughly 27,336 square kilometers. USDA defined regions of rural loan ineligibility in Massachusetts covers about 6,533 square kilometers of the state. In other words, approximately 23.9% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature to find houses in a city where you would like to live.
Search 14 Counties of Massachusetts 
Barnstable • Berkshire • Bristol • Dukes • Essex • Franklin • Hampden • Hampshire • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Middlesex • Nantucket • Norfolk • Plymouth • Suffolk • Worcester
States bordering Massachusetts include Connecticut, New Hampshire, New York, Rhode Island and Vermont.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Homes throughout the state of Massachusetts.
Massachusetts ratified the 1787 United States Constitution on February 6th, 1788 where the state capitol today resides in Boston.
The official Massachusetts state motto is "Ense Petit Placidam Sub Libertate Quietem," which is Latin for "By the Sword We Seek Peace, But Peace Only Under Liberty." The motto was adopted by the state in 1775 and is a reference to the Revolutionary War. The phrase is attributed to the Roman historian Sallust, who wrote it in reference to the Roman Republic's struggle for freedom from the monarchy. The motto is symbolic of Massachusetts' commitment to freedom and liberty, and can be seen as a reminder that peace can only be achieved when liberty is respected.
Learn about the birds and the bugs of Massachusetts!
State Fish: Cod (Gadus morhua)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
The Massachusetts State Office, located in Amherst, MA, administers activity in Massachusetts, Connecticut, and Rhode Island. Massachusetts area offices are located in Hadley, Holden and West Wareham. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.Featured Properties from USDA Loan Eligible Regions of Massachusetts
Select from featured USDA loan eligible cities
Rural Homes in Massachusetts during Spring
