Find USDA Eligible Properties in Hampshire County
Looking to buy in Hampshire County, Massachusetts?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Hampshire County, MA 
* cities most likely to have USDA loan eligible properties for sale.
Aldrich Mills • Amherst • Amherst Center • *Belchertown • Bisbee Mill • Blush Hollow • Bondsville • Bradstreet • Camp Howe • *Chesterfield • *Cummington • Cushman • Dwight • East Hadley • East Village • Easthampton • Easthampton Town • Factory Hollow • Fomer • Gibbs Crossing • *Goshen • Goss Heights • *Granby • Great Swamp • *Hadley • *Hatfield • Haydenville • Hockanum • *Huntington • Knightville • Lithia • Loudville • *Middlefield • Mill Valley • Mount Tom• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• North Amherst • North Hadley • North Hatfield • Northampton • Norwich • Norwich Bridge • Packardville • *Pelham • *Plainfield • Ringville • Russellville • Searsville • South Amherst • South Hadley • South Hadley Falls • South Worthington • *Southampton • Swift River • Thermopylae • *Ware • Ware Center • West Chesterfield • West Cummington • West Hatfield • West Pelham • West Ware • West Worthington • Westbrook • *Westhampton • *Williamsburg • Williamsburg Station • *Worthington • Worthington Center
There are 265 USDA backed residential loans in Hampshire county with an average loan balance of $180,027. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $183,127. On average the rural home size purchased with this loan was approximately 1,395 SqFt. Hampshire county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Hampshire County is roughly 1,412 square kilometers. USDA defined regions of rural loan ineligibility in Hampshire cover 246 square kilometers of the county. Approximately 17.5% of Hampshire County is ineligible for traditional USDA home loans. The influence score for Hampshire County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hampshire County.
View the detailed USDA boundaries and read about general conditions of
Hampshire County, Massachusetts
.Featured Cities of Massachusetts
browse list of realtors working in Hampshire CountyHampshire county has 3 usdaproperties.com realtors ready to help with your search!
| April 2025 Featured Agents | |
|---|---|
| Lauren Mace | from Neylon Real Estate |
| Rhonda Cohen | from Keller Williams Realty |
| Patricia Patenaude | from Jones Group Realtors |
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