Some pros of home ownership in Ferndale, Maryland, include:

1. Good location: Ferndale is located just a few minutes from Baltimore and Annapolis, two of the largest cities in Maryland. This makes it an ideal location for those who want to be near the city, but not too close.

2. Affordable housing: The cost of living in Ferndale is relatively low compared to other areas around Maryland. This makes it an attractive option for those who are looking to get more bang for their buck.

3. Low crime rate: Ferndale has a relatively low crime rate compared to other areas around Maryland. This makes it an ideal location for families looking for a safe place to raise their children.

Some cons of home ownership in Ferndale, Maryland, include:

1. Traffic congestion: While Ferndale is located near two major cities, it can also be prone to traffic congestion during rush hour.

2. Limited public transportation: Ferndale has limited public transportation options, which can be a disadvantage for those who rely on public transportation to get around.

3. Limited entertainment options: Ferndale is a relatively small town, and as such, it has limited entertainment options when compared to larger cities around Maryland. This can be a disadvantage for those who are looking for a more diverse and cultural environment.