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Looking to buy in Oceana County, Michigan?
There are 239 USDA backed residential loans in Oceana county with an average loan balance of $81,413. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $84,862. On average the rural home size purchased with this loan was approximately 1,358 SqFt. Oceana county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Oceana County is roughly 1,415 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Oceana County is 6. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Oceana County, MI
* cities most likely to have USDA loan eligible properties for sale.
Crystal Valley • Elbridge • Ferry • French Town • *Hart • *Hesperia • Little Point Sable • Mears • *New Era • *Pentwater • *Rothbury • Saint Huberts • *Shelby • Stony Lake • *Walkerville • Weare
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Oceana County.
Oceana County is located in the western part of the lower peninsula of the state of Michigan. It was officially established in 1855, although European settlers began to explore the area in the early 1800s. Originally inhabited by Native American tribes, notably the Ottawa and Potawatomi, the region attracted the first European fur traders and missionaries in the 17th century.
The name "Oceana" was suggested by an early settler, J.S. Wing, as he saw the vast crystal-clear Lake Michigan from the sand dunes and thought of the ocean. The county's population started to grow in the mid-19th century due to the thriving lumber industry. As forests were logged, agricultural opportunities opened up, with many settlers cultivating fruit crops, particularly apples, and vegetables, which continue to be important industries for the region to this day.
The county seat, Hart, was established in 1856, and several other towns and villages, like Shelby, New Era, and Pentwater, make up the picturesque landscape that characterizes Oceana County. The county is endowed with natural beauty and a variety of outdoor recreational opportunities like fishing, hunting, swimming, and hiking.
A fun fact about Oceana County is that it is known as "The Asparagus Capital of the World." The region's sandy soil and lake-moderated climate create favorable conditions for growing high-quality asparagus, making it one of the major asparagus producers in the United States. Each year, the town of Shelby hosts the National Asparagus Festival in June to celebrate the importance of the asparagus industry to local farmers and the community as a whole.