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Looking to buy in Clay County, Minnesota?
There are 221 USDA backed residential loans in Clay county with an average loan balance of $121,617. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $121,351. On average the rural home size purchased with this loan was approximately 1,315 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Clay County is roughly 2,723 square kilometers. USDA defined regions of rural loan ineligibility in Clay cover 195 square kilometers of the county. Approximately 7.2% of Clay County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Clay County, MN
* cities most likely to have USDA loan eligible properties for sale.
Averill • *Baker • *Barnesville • *Comstock • Dale • Dilworth • Downer • *Felton • Finkle • *Georgetown • *Glyndon • *Hawley • *Hitterdal • Kragnes • Moorhead • Muskoda • Oakport • Rollag • Rustad • *Sabin • Tansem • *Ulen
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.