Find USDA Eligible Properties in Clay County

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Realtors in Clay browse list of realtors working in Clay County
Clay county has 2 realtors ready to help with your search!

July 2024 Featured Agents
Kris Visness   from   eXp Realty
Danielle Rossow   from   EXIT Realty -Great Plains

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Looking to buy in Clay County, Minnesota?

There are 221 USDA backed residential loans in Clay county with an average loan balance of $121617. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $121351. On average the rural home size purchased with this loan was approximately 1315 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clay County is roughly 2723 square kilometers. USDA defined regions of rural loan ineligibility in Clay cover 195 square kilometers of the county. Approximately 7.2% of Clay County is ineligible for traditional USDA home loans. The influence score for Clay County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, MN   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

Averill   •   *Baker   •   *Barnesville   •   *Comstock   •   Dale   •   Dilworth   •   Downer   •   *Felton   •   Finkle   •   *Georgetown   •   *Glyndon   •   *Hawley   •   *Hitterdal   •   Kragnes   •   Moorhead   •   Muskoda   •   Oakport   •   Rollag   •   Rustad   •   *Sabin   •   Tansem   •   *Ulen

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Clay County, Minnesota
USDA Boundary Details

Clay County is a county located in the northwestern part of the great state of Minnesota. Established on March 8, 1862, and named after US statesman Henry Clay, Clay County played a key role in the region's agricultural development. The county's seat is Moorhead, which also serves as the largest city in the area.

Though initially inhabited by Native American tribes, later on, fur traders and European settlers, primarily Norwegians, began to establish their homes in the region in the mid-to-late 1800s. The rich fertile soil of the Red River Valley, and the establishment of the Northern Pacific Railroad in the 1870s, further boosted the development and expansion of the agriculture-based economy in Clay County.

One fun fact about Clay County, Minnesota, is that it is home to the Hjemkomst Center, which showcases a replica of a historical Viking ship. The ship, named Hjemkomst (meaning 'homecoming' in Norwegian), was constructed by local teacher Robert Asp and successfully sailed to Norway in 1982, symbolizing the region's strong Scandinavian roots. Apart from the Viking ship, the Hjemkomst center also showcases the Hopperstad Stave Church Replica, a full-scale replica of an ancient stave church found in Norway, reflecting the county's rich Norwegian heritage.

Featured Cities of Minnesota
Muskoda Rollag
Featured Properties from USDA Loan Eligible Regions of Clay County
403 Kroshus Dr
Dilworth, MN

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10482 170th St S
Barnesville, MN

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204 5th St NW
Ulen, MN

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7174 280th St S
Hawley, MN

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