Find USDA Eligible Properties in Stearns County


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There are 1,229 USDA backed residential loans in Stearns county with an average loan balance of $134,532. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $131,988. On average the rural home size purchased with this loan was approximately 1,224 SqFt. Alternate income limits exist to determine loan eligibility in Stearns county. For a household of upto 4 people the income limit is $92,600. For a household of between 5 and 8 people the income limit increases to $122,250.

The size of Stearns County is roughly 3,596 square kilometers. USDA defined regions of rural loan ineligibility in Stearns cover 150 square kilometers of the county. Approximately 4.2% of Stearns County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Stearns County, MN   Stearns QR code
* cities most likely to have USDA loan eligible properties for sale.

*Albany   •   *Avon   •   *Belgrade   •   *Brooten   •   *Cold Spring   •   Collegeville   •   *Elrosa   •   *Fairhaven   •   Farming   •   Five Points   •   *Freeport   •   Georgeville   •   *Greenwald   •   *Holdingford   •   Jacobs Prairie   •   *Kimball   •   *Lake Henry   •   *Meire Grove   •   *Melrose   •   *New Munich   •   Opole   •   Padua   •   *Paynesville   •   *Richmond   •   *Rockville   •   *Roscoe   •   Saint Anna   •   *Saint Augusta   •   Saint Cloud   •   Saint Francis   •   *Saint Joseph   •   *Saint Martin   •   Saint Nicholas   •   *Saint Rosa   •   *Saint Stephen   •   Saint Wendel   •   Sartell   •   *Sauk Centre   •   *Spring Hill   •   Waite Park

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Stearns County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Stearns County, Minnesota
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Stearns County
2290 70th Ave
Holdingford, MN

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33106 Minnesota Highway 15
Kimball, MN

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401 Morning View Ct
Sauk Centre, MN

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