USDA loan eligible properties in Winona County, MN 
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* cities most likely to have USDA loan eligible properties for sale.
*Altura • Beaver • Bethany • Clyde • Crystal Spring • *Dakota • Donehower • Dresbach • *Elba • Fremont • Goodview • Homer • Lamoille • *Lewiston • *Minneiska • Minnesota City • New Hartford • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Nodine • Oakridge • Pickwick • Ridgeway • *Rollingstone • *Saint Charles • Saratoga • *Stockton • Troy • *Utica • Whitman • Wilson • Winona • Witoka • Wyattville
browse list of realtors working in Winona CountyThere are 128 USDA backed residential loans in Winona county with an average loan balance of $122,482. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $122,300. On average the rural home size purchased with this loan was approximately 1,290 SqFt. Alternate income limits exist to determine loan eligibility in Winona county. For a household of upto 4 people the income limit is $92,600. For a household of between 5 and 8 people the income limit increases to $122,250.
The size of Winona County is roughly 1,661 square kilometers. USDA defined regions of rural loan ineligibility in Winona cover 115 square kilometers of the county. Approximately 7.0% of Winona County is ineligible for traditional USDA home loans. The influence score for Winona County is 5. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Winona County.
View the detailed USDA boundaries and read about general conditions of
Winona County, Minnesota
.Winona County is located in the southeastern corner of the great state of Minnesota. It was first established on February 23, 1854, and named after a legendary Dakota woman known as Princess We-Noh-Nah. This area was originally inhabited by the Dakota Sioux Native Americans, who later had to cede their lands to the United States government through various treaties.
During the 19th century, the city of Winona, which is also the county seat, became an important hub for transportation and commerce, thanks to its strategic location on the Mississippi River. It attracted immigrants, mainly from Germany and Poland, who contributed to the thriving lumber and milling industries. As the lumber industry declined, Winona County gradually transformed into a diverse economy that includes manufacturing, education, retail, and technology.
Winona County is home to several colleges and universities, such as Winona State University and St. Mary's University of Minnesota, both located in the city of Winona. The county is known for its natural beauty, with Sugar Loaf, a towering rock pinnacle, being a prominent landmark in the region.
A fun fact about Winona County is that it's home to the annual Frozen River Film Festival, which showcases documentaries and independent films from around the world. Additionally, the county has a strong arts and cultural scene, and is home to the Minnesota Marine Art Museum, which features masterpieces by renowned artists such as Renoir, Picasso, and Van Gogh.
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