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The benefits of rural life in Minnesota are numerous and sometimes overwhelming. Residents of rural areas of Minnesota enjoy a serene, peaceful atmosphere, with plenty of opportunities for outdoor recreation and relaxation. The state of Minnesota has over 10,000 lakes and many rivers. From hiking and camping to fishing, hunting, and snowmobiling, there is something for everyone in Minnesota's rural communities. In addition, rural living in Minnesota can mean a lower cost of living, with cheaper housing, groceries, and utilities than in more urban areas.
General rural housing conditions in Minnesota are good. Homeowners in rural Minnesota can find a wide range of housing options, from single-family homes to multi-family homes, mobile homes, and even log cabins. The median home value in rural Minnesota is approximately $151,000, and most homes are modestly priced, making them affordable for many families.
Financing options for purchasing homes in rural areas of Minnesota are generally the same as for other areas. Homebuyers can pursue traditional loans from banks and other lenders, or they can look into government-backed loans, such as those offered through the USDA Rural Development Program. Minnesota also offers a variety of loan programs to help first-time homebuyers, including grants and tax credits. These programs can provide assistance with down payments and closing costs.
USDA Rural Development State Office:Featured Property from USDA Loan Eligible Regions of Minnesota
375 Jackson Street | Suite 410
St. Paul, MN 55101
(651) 602-7800