Find USDA Eligible Properties in Smith County

MS State Flag  Smith County Seal

Realtors in Smith browse list of realtors working in Smith County
Smith county has 1 realtor ready to help with your search!

July 2024 Featured Agent
Timothy Orey   from   ARX Point Realty

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in Smith County, Mississippi?

There are 52 USDA backed residential loans in Smith county with an average loan balance of $108,806. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $110,673. On average the rural home size purchased with this loan was approximately 1,740 SqFt. Smith county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Smith County is roughly 1,649 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Smith County is 6. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Smith County, MS   Smith QR code
* cities most likely to have USDA loan eligible properties for sale.

Burns   •   Clear Springs   •   Cohay   •   Daniel   •   Gunn   •   Heater   •   Lemon   •   Lingle   •   Lorena   •   *Mize   •   Pineville   •   *Polkville   •   *Raleigh   •   Shongelo   •   Summerland   •   *Sylvarena   •   *Taylorsville   •   Traxler   •   Trenton   •   Wisner

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Smith County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Smith County, Mississippi
USDA Boundary Details

Featured Cities of Mississippi
Heater Shongelo
Featured Properties from USDA Loan Eligible Regions of Smith County
3459 Sc Rd # 135
Polkville, MS

property photo


1052 Morris Tullos Dr
Morton, MS

property photo


2568 Highway 481
Raleigh, MS

property photo


102 Brumley Ln
Mize, MS

property photo