Find USDA Eligible Properties in Mississippi
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 20,364 USDA backed residential loans in Mississippi with an average loan balance of $99,776. Over 80% of the loans went to help first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $103,510. On average the rural home size purchased with this loan was approximately 1,625 square feet.
The size of Mississippi is roughly 125,438 square kilometers. USDA defined regions of rural loan ineligibility in Mississippi covers about 2,173 square kilometers of the state. That is a mere 1.73% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Mississippi include Clarksdale, Clinton, Coldwater, and Senatobia.
Search 82 Counties of Mississippi 
Adams • Alcorn • Amite • Attala • Benton • Bolivar • Calhoun • Carroll • Chickasaw • Choctaw • Claiborne • Clarke • Clay • Coahoma • Copiah • Covington • DeSoto • Forrest • Franklin • George • Greene • Grenada • Hancock • Harrison • Hinds • Holmes • Humphreys • Issaquena • Itawamba • Jackson • Jasper • Jefferson • Jefferson Davis • Jones • Kemper • Lafayette • Lamar • Lauderdale • Lawrence • Leake • Lee • Leflore • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Lincoln • Lowndes • Madison • Marion • Marshall • Monroe • Montgomery • Neshoba • Newton • Noxubee • Oktibbeha • Panola • Pearl River • Perry • Pike • Pontotoc • Prentiss • Quitman • Rankin • Scott • Sharkey • Simpson • Smith • Stone • Sunflower • Tallahatchie • Tate • Tippah • Tishomingo • Tunica • Union • Walthall • Warren • Washington • Wayne • Webster • Wilkinson • Winston • Yalobusha • Yazoo 'Arkanssas'
States bordering Mississippi include Alabama,
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of Mississippi.
Mississippi was admitted into the United States on December 10th, 1817 where the state capitol today resides in Jackson.
The official motto of Mississippi is "Virtute et armis" which is Latin for "By Valor and Arms". The motto was adopted in 1894 and is meant to signify the courage and strength of the people of Mississippi. It symbolizes the state's commitment to defending its citizens, their liberty, and their way of life.
Learn about the birds and the bugs of Mississippi!
State Fish: Largemouth bass (Micropterus salmoides)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
The USDA Rural Development staff are dedicated to assisting rural Mississippi communities through housing, business, and community programs. Their mission is to increase economic opportunity and improve the quality of life for all rural Americans.Featured Properties from USDA Loan Eligible Regions of Mississippi
Select from featured USDA loan eligible cities
Rural Homes in Mississippi during Spring
