USDA loan eligible properties in Carbon County, MT 
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* cities most likely to have USDA loan eligible properties for sale.
Alpine • *Bearcreek • *Belfry • Bowler • *Boyd • *Bridger • Chance • *Edgar • Fox • *Fromberg • Hillsboro • *Joliet • Luther • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Montaqua • *Red Lodge • Richel Lodge • *Roberts • Rockvale • *Roscoe • Selmes • *Silesia • Wade • Warren • Washoe
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Jeffrey Klaus
There are 75 USDA backed residential loans in Carbon county with an average loan balance of $131,354. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 43 years old. The typical appraised home value was around $142,910. On average the rural home size purchased with this loan was approximately 1,273 SqFt. Carbon county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Carbon County is roughly 5,339 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Carbon County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Carbon County.
View the detailed USDA boundaries and read about general conditions of
Carbon County, Montana
.Carbon County, situated in the great state of Montana, was established on March 4, 1895. Originally a part of Park County, it was carved out of the existing territory to create a new county, which was later named "Carbon" due to the rich coal deposits found in the area. Covering approximately 2,064 square miles, this region is located in the south-central part of the state, sharing a border with Wyoming to the south.
The Crow Tribe initially inhabited the region, and the Lewis and Clark Expedition brought the first known European explorers to Carbon County in 1806. The area's mining and agricultural industries attracted prospectors and settlers in the late 19th century, which laid the groundwork for the county's early development.
Red Lodge, the county seat, is well-known for its rich history of coal mining. The town boomed in the early 20th century as railroads expanded, allowing for the widespread transport of coal. The decline of the coal industry, however, impacted this region in the mid-20th century, leading to a decline in population.
Today, Carbon County is known for its breathtaking landscape, with portions of the Custer, Gallatin, and Shoshone National Forests located within its boundaries, as well as the famous Beartooth Pass leading to the northeast entrance of Yellowstone National Park.
Fun Fact: The Pryor Mountain Wild Horse Range, which is partially located within Carbon County, was established in 1968 as the first public wild horse refuge in the United States. Here, visitors can catch a glimpse of the endangered and genetically unique Pryor Mountain Mustangs that roam the area.
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