Find USDA Eligible Properties in Montana
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 8,134 USDA backed residential loans in Montana with an average loan balance of $113,422. Over 76% of the loans went to help first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $119,022. On average the rural home size purchased with this loan was approximately 1,315 square feet.
The size of Montana is roughly 380,831 square kilometers. USDA defined regions of rural loan ineligibility in Montana covers about 585 square kilometers of the state. That is a mere 0.15% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Montana include Columbia Falls, Butte, Whitefish, and Stevensville.
Search 56 Counties of Montana 
Beaverhead • Big Horn • Blaine • Broadwater • Carbon • Carter • Cascade • Chouteau • Custer • Daniels • Dawson • Deer Lodge • Fallon • Fergus • Flathead • Gallatin • Garfield • Glacier • Golden Valley • Granite • Hill • Jefferson • Judith Basin • Lake • Lewis and Clark • Liberty • Lincoln • Madison • McCone • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Meagher • Mineral • Missoula • Musselshell • Park • Petroleum • Phillips • Pondera • Powder River • Powell • Prairie • Ravalli • Richland • Roosevelt • Rosebud • Sanders • Sheridan • Silver Bow • Stillwater • Sweet Grass • Teton • Toole • Treasure • Valley • Wheatland • Wibaux • Yellowstone
States bordering Montana include Idaho, North Dakota, South Dakota and Wyoming.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Rural Development Eligibile Homes throughout the state of Montana.
Montana was admitted into the United States on November 8th, 1889 where the state capitol today resides in Helena.
The official Montana motto is "Oro y Plata" which translates to "Gold and Silver" in English. This motto was adopted by the Montana State Legislature in 1865 and reflects the importance of the gold and silver mining industry in the state's economy. The motto also references the state's nickname, "The Treasure State", which refers to the wealth of natural resources found in Montana.
Learn about the birds and the bugs of Montana!
State Fish: Blackspotted cutthroat trout (Oncorhynchus clarkii)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
Montana State OfficeFeatured Properties from USDA Loan Eligible Regions of Montana
2229 Boot Hill Court
Bozeman, MT 59715
(406) 585-2580
Business Programs: (406) 585-2540
Community Programs: (406) 585-2520
Housing Programs: (406) 585-2515
Select from featured USDA loan eligible cities
Rural Homes in Montana during Spring
