Find USDA Eligible Properties in Alamance County
Looking to buy in Alamance County, North Carolina?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Alamance County, NC 
* cities most likely to have USDA loan eligible properties for sale.
Alamance • *Altamahaw • Bellemont • Burlington • Carolina • Clover Garden • Eli Whitney • Elon • Florence Town • Glen Raven • Glencoe • Graham • *Green Level • Haw River • Hawfields • Hopedale • Just Crossroads• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Kimesville • Mandale • McCray • Mebane • Melville • Morgantown • *Ossipee • Rock Creek • *Saxapahaw • Snow Camp • Sutphin • *Swepsonville • Union Ridge • Woodlawn
There are 670 USDA backed residential loans in Alamance county with an average loan balance of $141,670. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $142,839. On average the rural home size purchased with this loan was approximately 1,625 SqFt. Alamance county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Alamance County is roughly 1,126 square kilometers. USDA defined regions of rural loan ineligibility in Alamance cover 243 square kilometers of the county. Approximately 21.6% of Alamance County is ineligible for traditional USDA home loans. The influence score for Alamance County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Alamance County.
View the detailed USDA boundaries and read about general conditions of
Alamance County, North Carolina
.Featured Cities of North Carolina
browse list of realtors working in Alamance CountyAlamance county has 6 usdaproperties.com realtors ready to help with your search!
| June 2025 Featured Agents | |
|---|---|
| Sonia Sweat | from No Sweat Realty Keller Williams |
| Tammy Eggleston | from Keller Williams |
| Melanie Sewell | from Fathom Realty |
| Christie Brown | from Chatham Homes Realty |
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