Find USDA Eligible Properties in North Carolina

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Find properties within a county or use the search to find specific city and zip code areas.

Are you looking to buy in a rural area of North Carolina?

There are 47,023 USDA backed residential loans in North Carolina with an average loan balance of $127,512. Over 81% of the loans went to help first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $132,360. On average the rural home size purchased with this loan was approximately 1,536 square feet.

The size of North Carolina is roughly 139,391 square kilometers. USDA defined regions of rural loan ineligibility in North Carolina covers about 8,644 square kilometers of the state. In other words, approximately 6.2% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.

Select from the list of counties below or use the search feature to find houses in a city where you would like to live.

Search 100 Counties of North Carolina   NC QR code

Alamance   •   Alexander   •   Alleghany   •   Anson   •   Ashe   •   Avery   •   Beaufort   •   Bertie   •   Bladen   •   Brunswick   •   Buncombe   •   Burke   •   Cabarrus   •   Caldwell   •   Camden   •   Carteret   •   Caswell   •   Catawba   •   Chatham   •   Cherokee   •   Chowan   •   Clay   •   Cleveland   •   Columbus   •   Craven   •   Cumberland   •   Currituck   •   Dare   •   Davidson   •   Davie   •   Duplin   •   Durham   •   Edgecombe   •   Forsyth   •   Franklin   •   Gaston   •   Gates   •   Graham   •   Granville   •   Greene   •   Guilford   •   Halifax   •   Harnett   •   Haywood   •   Henderson   •   Hertford   •   Hoke   •   Hyde   •   Iredell   •   Jackson   •   Johnston   •   Jones   •   Lee   •   Lenoir   •   Lincoln   •   Macon   •   Madison   •   Martin   •   McDowell   •   Mecklenburg   •   Mitchell   •   Montgomery   •   Moore   •   Nash   •   New Hanover   •   Northampton   •   Onslow   •   Orange   •   Pamlico   •   Pasquotank   •   Pender   •   Perquimans   •   Person   •   Pitt   •   Polk   •   Randolph   •   Richmond   •   Robeson   •   Rockingham   •   Rowan   •   Rutherford   •   Sampson   •   Scotland   •   Stanly   •   Stokes   •   Surry   •   Swain   •   Transylvania   •   Tyrrell   •   Union   •   Vance   •   Wake   •   Warren   •   Washington   •   Watauga   •   Wayne   •   Wilkes   •   Wilson   •   Yadkin   •   Yancey

Use above links or the clickable map to view county level data.

States bordering North Carolina include Georgia, South Carolina, Tennessee and Virginia.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of North Carolina.

North Carolina ratified the 1787 United States Constitution on November 21, 1789 where the state capitol today resides in Raleigh.

The official North Carolina motto is "Esse Quam Videri," which translates to "To Be Rather than to Seem." This phrase is attributed to Marcus Tullius Cicero, a Roman statesman and philosopher who lived during the 1st century BC. The motto has been used by North Carolina since 1893 and was adopted as the official state motto in 1893. The phrase emphasizes the importance of being genuine and honest, rather than putting on a show for others. It encompasses the idea that North Carolina values integrity and sincerity above all else.

Learn more about the birds and the bugs of North Carolina!
State Bird   State Quarter
State Flower   State Bug

State Fish
State Fish: Southern Appalachian brook trout (Salvelinus fontinalis)

Interested in the geographic boundaries that define USDA Loan eligibility?
Click the map below to view for more details about rural housing in North Carolina and a higher resolution USDA loan eligibility boundaries.
North Carolina USDA loan eligibility boundaries

Updated Boundaries
Effective 2024

North Carolina New 2024 USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.

State Director's Office: 919-873-2015

Business Programs: 919-873-2040

Community Programs: 919-873-2030

Multi-Family Housing Programs: 919-873-2050

Single Family Housing Programs: 919-873-2051
Featured Properties from USDA Loan Eligible Regions of North Carolina
State Welcome Sign

341 E Landing Dr Unit D2
Jefferson, NC

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106 S Spargo St
Dallas, NC

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10 Hillside Dr
Stanley, NC

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1504 Chase Ave
Roanoke Rapids, NC

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Select from many USDA loan eligible cities
Kill_Devil_Hills Westport
Butner Morehead_City

Rural Homes in North Carolina during Summer
Rural Homes in North Carolina during summer