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There are 360 USDA backed residential loans in Alexander county with an average loan balance of $117,745. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $121,117. On average the rural home size purchased with this loan was approximately 1,430 SqFt. Alexander county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Alexander County is roughly 681 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Alexander County is 2. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Alexander County, NC
* cities most likely to have USDA loan eligible properties for sale.
*Bethlehem • Ellendale • Fairview Park • *Hiddenite • Isenhour Park • Liledoun • Little River • Millersville • Rocky Springs • *Stony Point • *Taylorsville • Taylorsville Beach • Vashti
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Alexander County.
Alexander County is located in the Western Piedmont region of North Carolina, a southeastern U.S. state. The county was established on March 15, 1847, and was named in honor of William Julius Alexander, a North Carolina Speaker of the House from 1846 to 1847. Its county seat, Taylorsville, is named after General Zachary Taylor, who became the 12th President of the United States.
Alexander County was formed from portions of three adjacent counties: Iredell, Caldwell, and Wilkes. Primarily agricultural in nature during its early years, Alexander County's economy gradually diversified with the growth of manufacturing, furniture-making, and textile industries in the 19th and 20th centuries.
The rolling countryside of Alexander County is home to numerous natural and recreational attractions, including the Rocky Face Mountain Recreational Area and Lake Hickory, which is ideal for boating, fishing, and picnicking. A significant portion of the county sits within the Brushy Mountains, a lower and more rounded range compared to the nearby Blue Ridge Mountains.
Fun Fact: One interesting aspect of Alexander County is the geological formation called the "Hiddenite" gemstone, a rare green variety of spodumene. This gemstone was first discovered in the county in the late 19th century, and the town of Hiddenite is named after this unique mineral. Alexander County is the only place in the world where this gemstone can be found in significant quantities, making the region unique both geologically and culturally.