Find USDA Eligible Properties in Alleghany County


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Lesia Cockerham   from   Keller Williams Elite Blue Ridge

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Looking to buy in Alleghany County, North Carolina?

There are 42 USDA backed residential loans in Alleghany county with an average loan balance of $110,231. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $112,145. On average the rural home size purchased with this loan was approximately 1,332 SqFt. Alleghany county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Alleghany County is roughly 608 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Alleghany County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Alleghany County, NC   Alleghany QR code
* cities most likely to have USDA loan eligible properties for sale.

Amelia   •   Barrett   •   Blevins Crossroads   •   Cherry Lane   •   Edmonds   •   Ennice   •   Glade Valley   •   Hare   •   Hooker   •   Laurel Springs   •   New Haven   •   Peden   •   Piney Creek   •   Rich Hill   •   Roaring Gap   •   Scottville   •   *Sparta   •   Stratford   •   Topia   •   Twin Oaks   •   Whitehead

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Alleghany County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Alleghany County, North Carolina
USDA Boundary Details
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Alleghany County is located in the northwestern part of the state of North Carolina, along the border with Virginia. Established in 1859, the county was formed from parts of Ashe County. It was named after the Allegheny Mountains, which form a significant part of the county's landscape. The county seat is the town of Sparta, which was also founded in 1859.

Prior to the establishment of Alleghany County, the region was inhabited by Native American tribes, such as the Cherokee and the Shawnee. European settlers, primarily of English, Irish, and Scottish descent, began arriving in the area in the late 18th and early 19th centuries. The region was primarily rural and agriculturally focused, with people engaged in subsistence farming and cattle raising.

Over time, the county diversified its economy to include industries such as lumbering, milling, and mining. In the latter half of the 20th century, the county saw an increase in tourism, taking advantage of its natural beauty and abundance of outdoor recreational opportunities, such as the Blue Ridge Parkway and Stone Mountain State Park.

A fun fact about Alleghany County is that it's home to the annual Alleghany County Fiddlers Convention, a traditional music event that has taken place since 1924. The event celebrates the rich history of old-time and bluegrass music in the region, drawing musicians and visitors from across the country to enjoy live performances, dancing, and workshops.


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Featured Properties from USDA Loan Eligible Regions of Alleghany County