Find USDA Eligible Properties in Avery County


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February Featured Agent
Ronald Kent   from   EXP Realty LLC

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Looking to buy in Avery County, North Carolina?

There are 56 USDA backed residential loans in Avery county with an average loan balance of $138,595. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $152,562. On average the rural home size purchased with this loan was approximately 1,461 SqFt. Avery county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Avery County is roughly 639 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Avery County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Avery County, NC   Avery QR code
* cities most likely to have USDA loan eligible properties for sale.

Altamont   •   Balm   •   *Banner Elk   •   Battleground   •   Beech Bottom   •   Beech Creek   •   *Beech Mountain   •   Carpenter Bottom   •   Chestnut Dale   •   Cranberry   •   Cranberry Gap   •   *Crossnore   •   *Elk Park   •   Elk Valley   •   Flat Springs   •   Frank   •   Gragg   •   *Grandfather   •   Heaton   •   Hughes   •   Ingalls   •   Kawana   •   Linville   •   Minneapolis   •   Montezuma   •   *Newland   •   Norwood Hollow   •   Pineola   •   Plumtree   •   Pyatte   •   Roaring Creek   •   Roseborough   •   *Seven Devils   •   Spear   •   Stamey Town   •   *Sugar Mountain   •   Three Mile   •   Valley   •   Whaley

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Avery County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Avery County, North Carolina
USDA Boundary Details
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Avery County is situated in the western part of the state of North Carolina and was established in 1911. It is named after Waightstill Avery, a prominent lawyer and military officer during the American Revolution. The county is considered part of the Appalachians' Blue Ridge Mountains, which grant it a picturesque landscape and a significant tourism industry.

Before the arrival of Europeans, the area was primarily inhabited by Native American tribes, particularly the Cherokee. In the late 18th and early 19th centuries, European settlers, mainly of Scottish and Irish descent, began to migrate to the area. The region's isolation led to a slow development of infrastructure and communities compared to other parts of North Carolina. However, the construction of the East Tennessee and Western North Carolina Railroad in the late 1800s played a crucial role in connecting the county to the rest of the state and boosting its economy.

Fun fact: One interesting attraction in Avery County is the Mile High Swinging Bridge on Grandfather Mountain, which is a massive swinging pedestrian bridge hanging precisely one mile above sea level.


Featured Cities of North Carolina
Pyatte Carpenter_Bottom
Featured Properties from USDA Loan Eligible Regions of Avery County