Find USDA Eligible Properties in Burke County
Looking to buy in Burke County, North Carolina?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Burke County, NC 
* cities most likely to have USDA loan eligible properties for sale.
Amherst • Bridgewater • Brindletown • Burkemont • Calvin • Camp Creek • Chesterfield • *Connelly Springs • *Drexel • Enola • Flat Gap • *Glen Alpine • Gold • Henry River • *Hildebran • *Icard • Jonas Ridge• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Linville Falls • *Morganton • Parkhill • Penelope • Petche Gap • Petersburg • Pleasant Grove • Ramsey • *Rutherford College • *Salem • Shoups Ford • Table Rock • *Valdese • Wisemans View • Worry • Yellow Gap
There are 639 USDA backed residential loans in Burke county with an average loan balance of $107,207. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $110,550. On average the rural home size purchased with this loan was approximately 1,338 SqFt. Burke county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Burke County is roughly 1,333 square kilometers. USDA defined regions of rural loan ineligibility in Burke cover 6 square kilometers of the county. Approximately 0.5% of Burke County is ineligible for traditional USDA home loans. The influence score for Burke County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Burke County.
View the detailed USDA boundaries and read about general conditions of
Burke County, North Carolina
.Burke County is situated in the western part of North Carolina and is known for its rich history and natural beauty. It was established in 1777, named in honor of Thomas Burke, one of North Carolina's delegates to the Continental Congress and a North Carolina Governor. The county was created from the original Rowan County, which was one of the largest counties in North Carolina at the time. The land was originally inhabited by indigenous peoples, specifically the Catawba and Cherokee tribes, before the arrival of European settlers.
Throughout its history, Burke County has played a significant role in major events, including the Revolutionary and Civil Wars. During the Revolutionary War, the Battle of Kings Mountain took place nearby, where patriot militia defeated loyalist forces, in October 1780. This decisive victory turned the tide of the war in favor of the colonies, marking a crucial turning point. In the Civil War, the Battle of Old Fort, also known as the "Stoneman's Raid," was a skirmish that occurred in July 1864. It resulted in an inconclusive outcome, but both Union and Confederate forces continued fighting until the war's end.
The county's economy was initially anchored on agriculture, specifically growing corn and raising livestock, but eventually diversified into various industries such as textile mills and manufacturing. Today, Burke County thrives with a mixture of industries, including manufacturing, healthcare, and education.
A fun fact about Burke County is that it is home to Linville Gorge, one of the most scenic and rugged gorges in the eastern United States. Nicknamed the "Grand Canyon of the East," it was designated as one of the first Wilderness Areas by Congress in the 1964 Wilderness Act. This natural wonder offers stunning views, challenging hikes, and rich biodiversity to adventure-seekers and nature enthusiasts alike.
Featured Cities of North Carolina
browse list of realtors working in Burke CountyBurke county has 3 usdaproperties.com realtors ready to help with your search!
| June 2025 Featured Agents | |
|---|---|
| Mark Causby | from Coldwell Banker Newton Real Estate |
| Patricia Pinkerton | from Pinkerton Realty |
| Tonya Collier | from NC Homes Direct |
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