Find USDA Eligible Properties in Cabarrus County

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Realtors in Cabarrus browse list of realtors working in Cabarrus County
Cabarrus county has 4 realtors ready to help with your search!

February Featured Agents
Tamika Clark   from   Millennial Realty
Tinita Gresham   from   Coldwell Banker
Jacquelyne Hicks   from   KELLER WILLIAMS PREMIER
Rick Carter   from   Realty ONE Group Select

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Looking to buy in Cabarrus County, North Carolina?

There are 626 USDA backed residential loans in Cabarrus county with an average loan balance of $154,474. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $155,329. On average the rural home size purchased with this loan was approximately 1,980 SqFt. Alternate income limits exist to determine loan eligibility in Cabarrus county. For a household of upto 4 people the income limit is $90,850. For a household of between 5 and 8 people the income limit increases to $119,900.

The size of Cabarrus County is roughly 945 square kilometers. USDA defined regions of rural loan ineligibility in Cabarrus cover 336 square kilometers of the county. Approximately 35.6% of Cabarrus County is ineligible for traditional USDA home loans. The influence score for Cabarrus County is 1. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cabarrus County, NC   Cabarrus QR code
* cities most likely to have USDA loan eligible properties for sale.

Barriers Mill   •   Cabarrus   •   Centerview   •   Cold Springs   •   Cold Water   •   Concord   •   Cooks Crossing   •   Cox Mill   •   Fisher Town   •   Flows Store   •   Georgeville   •   Glass   •   Harrisburg   •   Heilmans Mill   •   Jackson Park   •   Kannapolis   •   *Midland   •   Mount Mitchell   •   *Mount Pleasant   •   New Gilead   •   Pharrs Mill   •   Pioneer Mills   •   Poplar Tent   •   Rimer   •   Roberta Mill   •   Rocky River   •   Royal Oaks   •   Shady Brook   •   Watts Crossroads   •   West Brook

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cabarrus County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Cabarrus County, North Carolina
USDA Boundary Details

Cabarrus County, located in the southern piedmont region of North Carolina, was established on December 29, 1792. It was named in honor of Stephen Cabarrus, a prominent North Carolinian who served as the Speaker of the North Carolina House of Commons.

The area was originally inhabited by the Catawba and Sugaree Native American tribes. European settlement in the region began in the mid-1700s as Scotch-Irish, Pennsylvania Dutch, and English immigrants moved into the area. The city of Concord, founded in 1796, is the county seat of Cabarrus County.

The county has a rich history in gold mining, as it was home to the first documented gold discovery in the United States. In 1799, 12-year-old Conrad Reed discovered a 17-pound gold nugget in Little Meadow Creek, sparking the North Carolina gold rush. This was decades before the more famous California gold rush.

A key historical figure from the area is Stonewall Jackson, the Confederate general who was born in the portion of Cabarrus County that later became part of neighboring Union County.

Cabarrus County experienced rapid industrialization during the early 20th century, primarily in textile manufacturing. More recently, the county has emerged as a hub for motorsports, with several NASCAR teams and the Charlotte Motor Speedway located within its boundaries.

A fun fact about Cabarrus County is that it houses the only remaining covered bridge in North Carolina - the Bunker Hill Covered Bridge. The bridge, built in 1895, spans Lyle's Creek and is listed on the National Register of Historic Places.

Featured Cities of North Carolina
Poplar_Tent Concord
Featured Properties from USDA Loan Eligible Regions of Cabarrus County