Find USDA Eligible Properties in Cherokee County


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Randy Dockery   from   Re/Max Mtn Properties

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Looking to buy in Cherokee County, North Carolina?

There are 124 USDA backed residential loans in Cherokee county with an average loan balance of $109,455. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $118,917. On average the rural home size purchased with this loan was approximately 1,364 SqFt. Cherokee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cherokee County is roughly 1,207 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cherokee County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cherokee County, NC   Cherokee QR code
* cities most likely to have USDA loan eligible properties for sale.

*Andrews   •   Arrwood Mill   •   Bates Creek   •   Bellview   •   Buffalo   •   Burger Town   •   Coalville   •   Culberson   •   Ebenezer   •   Fields of the Wood   •   Grandview   •   Grape Creek   •   Hardin   •   Hiwassee Village   •   Hothouse   •   Jones Mill   •   Letitia   •   Maltby   •   *Marble   •   Martins Creek   •   Mission   •   *Murphy   •   Oak Park   •   Ogreeta   •   Peachtree   •   Pleasant Valley   •   Postell   •   Regal   •   Rhodo   •   Sales Ford   •   Sunny Point   •   Texana   •   Tomotla   •   Topton   •   Unaka   •   Valleytown   •   Vests   •   Violet   •   Wehutty   •   Wolf Creek

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cherokee County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Cherokee County, North Carolina
USDA Boundary Details
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Cherokee County, located in the far western region of North Carolina, was established in 1839. The county was formed from portions of Macon County and named after the Cherokee tribe of Native Americans who originally inhabited the area. Covering approximately 465 square miles, it sits within the Blue Ridge Mountains and is part of the Appalachian Mountain chain.

Before the creation of the county, the Cherokee people lived in the region for centuries. They established farming communities and developed a government, art, and a distinct culture. However, in the 1830s, the United States government forcibly removed the Cherokee people from their land during the infamous "Trail of Tears" to make way for white settlers.

Cherokee County continued to grow over time and developed a notable agricultural industry, primarily focused on livestock, dairy, and crop production. The completion of the Great Western Railroad in the late 1800s helped boost the economy by connecting the county to major markets and trade centers.

In the 20th century, the county went through various periods of growth and economic change. After World War II, the manufacturing industry gained prominence within the county. Today, Cherokee County maintains a diverse economy, while also preserving its historic charm and natural beauty.

One fun fact about Cherokee County is that it houses the Fields of the Wood, an outdoor park with biblical displays and exhibits, including the world's largest Ten Commandments display, which covers the entire side of a 300-foot-wide mountain slope. Additionally, the county is known for its scenic drives and abundant outdoor recreational activities, such as hiking, fishing, and exploring its beautiful landscapes.


Featured Cities of North Carolina
Burger_Town Topton
Featured Properties from USDA Loan Eligible Regions of Cherokee County