Find USDA Eligible Properties in Craven County

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Craven county has 2 realtors ready to help with your search!

March Featured Agents
Michele Moffitt   from   Michele Moffitt Real Estate - Keller Williams
Lori Stancill   from   Stancill Realty Group

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Looking to buy in Craven County, North Carolina?

There are 424 USDA backed residential loans in Craven county with an average loan balance of $125,978. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $128,037. On average the rural home size purchased with this loan was approximately 1,440 SqFt. Craven county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Craven County is roughly 1,975 square kilometers. USDA defined regions of rural loan ineligibility in Craven cover 197 square kilometers of the county. Approximately 10.0% of Craven County is ineligible for traditional USDA home loans. The influence score for Craven County is 7. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Craven County, NC   Craven QR code
* cities most likely to have USDA loan eligible properties for sale.

Askin   •   Bachelor   •   Bellair   •   Blades   •   *Brices Creek   •   Bridgeton   •   Camp Bryan   •   Cayton   •   Chip   •   *Cove City   •   Craven Terrace   •   Croatan   •   DeGraffenried Park   •   Dickerson   •   *Dover   •   Ernul   •   *Fairfield Harbour   •   Flanner Beach   •   Forest   •   Fort Barnwell   •   Granthams   •   Great Neck   •   Havelock   •   Havelock Station   •   Honolulu   •   Hymans   •   James City   •   Jasper   •   Lima   •   Maplecypress   •   *Neuse Forest   •   New Bern   •   North Harlowe   •   Pine Grove   •   Rhems   •   *River Bend   •   Riverdale   •   Riverside   •   Spring Garden   •   Thurman   •   Trent Woods   •   Tuscarora   •   *Vanceboro   •   Washington Forks   •   Woodrow

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Craven County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Craven County, North Carolina
USDA Boundary Details

Craven County is situated in the eastern region of the great state of North Carolina and was established in 1705. It was named in honor of William, Earl of Craven, who was one of the original lords proprietors of the Carolinas, the English entrepreneurs who were granted the land of the two Carolinas by King Charles II in the late 1660s. Covering approximately 774 square miles, Craven County played an essential role in the development of North Carolina.

New Bern, the county seat of Craven County, was founded by Swiss and Palatine German immigrants in 1710, making it the second oldest city in North Carolina. It was the first permanent capital of the Province of North Carolina from 1747 to 1789, and remained an important trading and political center for the state. New Bern also served as the capital of the short-lived State of Franklin, an autonomous, unrecognized state that was formed in the area now known as eastern Tennessee.

During the American Revolutionary War, the county was the site of numerous conflicts and had an important strategic position. Several historic sites in Craven County, such as the Tryon Palace, have been preserved and serve as reminders of the county's role in American history.

Craven County is also home to the Marine Corps Air Station Cherry Point, one of the largest marine air stations in the world, which provides an important economic and cultural contribution to the region.

Fun Fact: New Bern, the county seat of Craven County, is the birthplace of Pepsi-Cola. In 1898, pharmacist Caleb Bradham invented the soft drink in his pharmacy, which later evolved into the world-famous brand that we know today. Visitors can still stop at the original site, now known as the Birthplace of Pepsi Store, to learn more about the drink's history and enjoy a refreshing soda.

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Featured Properties from USDA Loan Eligible Regions of Craven County