Find USDA Eligible Properties in Durham County
Looking to buy in Durham County, North Carolina?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Durham County, NC 
* cities most likely to have USDA loan eligible properties for sale.
Bahama • Bethesda • Bilboa • Blands • Brassfield • Burton • Durham • Fairntosh • Few • Fox Run • Genlee • Gorman • Hayes • Huckleberry Spring• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Keene • Lowes Grove • Lynn Crossroads • Nelson • Oak Grove • Orange Factory • Quail Roost • Redwood • Rocky Knoll • *Rougemont • Weaver • Willardville
There are 110 USDA backed residential loans in Durham county with an average loan balance of $174,195. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $176,633. On average the rural home size purchased with this loan was approximately 1,720 SqFt. Alternate income limits exist to determine loan eligibility in Durham county. For a household of upto 4 people the income limit is $97,550. For a household of between 5 and 8 people the income limit increases to $128,750.
The size of Durham County is roughly 772 square kilometers. USDA defined regions of rural loan ineligibility in Durham cover 513 square kilometers of the county. Approximately 66.4% of Durham County is ineligible for traditional USDA home loans. The influence score for Durham County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Durham County.
View the detailed USDA boundaries and read about general conditions of
Durham County, North Carolina
.Durham County is located in the Piedmont region of the great state of North Carolina, and it is known for its rich history, cultural significance, and bustling economy. Established on April 17, 1881, Durham County was formed from parts of Orange County and Wake County due to its rapid population growth during that time. It was named after Dr. Bartlett Durham, a physician and entrepreneur, who donated land for a railway station which led to the establishment of a new town in the 1850s.
In the late 19th and early 20th centuries, Durham County became a hub for tobacco production and manufacturing. One of the most famous enterprises was the American Tobacco Company, which was founded by Washington Duke and his family. They were instrumental in transforming Durham from a small rural town into a thriving industrial center.
Durham County is also home to prestigious educational institutions like Duke University and North Carolina Central University. Duke, in particular, has been historically recognized for its contributions to medical research and its beautiful gothic-style campus.
An interesting and fun fact about Durham County is its connection to the famous American dance and music culture; the county played a pivotal role in the growth of "Durham Blues." This blues style, which originated in the 1930s in the African-American community, combined the Piedmont Blues and the popular dance rhythm called the "Durham Jukes". This unique musical genre went on to influence prominent musicians, including Buddy Guy and Muddy Waters, further leaving an indelible mark on music history.
Featured Cities of North Carolina
browse list of realtors working in Durham CountyDurham county has 1 usdaproperties.com realtor ready to help with your search!
| June 2025 Featured Agent | |
|---|---|
| Kia-Tishayn Harrell | from eXp Realty LLC |
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