Find USDA Eligible Properties in Graham County

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Victor Sharifi   from   Keller Williams

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Looking to buy in Graham County, North Carolina?

There are 26 USDA backed residential loans in Graham county with an average loan balance of $109,906. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $113,719. On average the rural home size purchased with this loan was approximately 1,378 SqFt. Graham county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Graham County is roughly 781 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Graham County is 9. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Graham County, NC   Graham QR code
* cities most likely to have USDA loan eligible properties for sale.

Cheoah   •   Dentons   •   *Fontana Dam   •   Fontana Village   •   Hidetown   •   Jenkins Meadow   •   *Lake Santeetlah   •   McGuires   •   Milltown   •   *Robbinsville   •   Rymers Ferry   •   Stecoah   •   Sweetgum   •   Tapoco   •   Tulula   •   Tuskeegee   •   Yellow Creek

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Graham County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Graham County, North Carolina
USDA Boundary Details

Graham County, located in the great state of North Carolina, was established on February 15, 1872. It was formed from parts of Cherokee County in the west and bordering Swain County in the east, covering a total area of 292 square miles. The county was named after William A. Graham, the 30th Governor of North Carolina who served from 1845-1849, and later as a U.S Senator from 1855-1861.

Nestled in the heart of the Appalachian Mountains, the region boasts spectacular landscapes such as the Great Smoky Mountains National Park, the Nantahala National Forest, and the Fontana Lake. Stecoah Gap, a popular landmark in the Appalachian Trail, also passes through Graham County. The region is surrounded by the majestic Smoky Mountains, and natural beauty can be witnessed in full bloom along its numerous hiking trails and parks.

The county seat is Robbinsville, which hosts the annual Graham County Heritage Festival, highlighting the region's rich history and cultural heritage. The eastern band of the Cherokee Indians also contributes to the county's historical prominence.

One fun fact about Graham County is that it is home to the infamous Tail of the Dragon, a stretch of road on US Highway 129 with 318 curves in just 11 miles. It is considered one of the most challenging and exhilarating drives for motorcyclists and sports car enthusiasts in the United States. This thrilling route traverses through the Great Smoky Mountains and attracts thousands of tourists and adventurers every year.

Featured Cities of North Carolina
Robbinsville Jenkins_Meadow
Featured Properties from USDA Loan Eligible Regions of Graham County