Find USDA Eligible Properties in Haywood County
Looking to buy in Haywood County, North Carolina?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Haywood County, NC 
* cities most likely to have USDA loan eligible properties for sale.
Big East Fork • Burnett Siding • *Canton • Center Pigeon • Clark • *Clyde • Cove • Crabtree • Cruso • Dellwood • Fairway Hills • Fines Creek • Gibsontown • Hyatt Creek • Iron Duff • Ivy Hills • Jonathan • *Lake Junaluska• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Maggie Valley • Morning Star • Mount Sterling • Nellie • Ola • Panther Creek • Quinland • Retreat • Saunook • Shelton Laurel • Silver Bluff • Sunburst • Tuscola Park • Waterville • *Waynesville • *West Canton
There are 358 USDA backed residential loans in Haywood county with an average loan balance of $134,465. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $140,446. On average the rural home size purchased with this loan was approximately 1,390 SqFt. Haywood county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Haywood County is roughly 1,436 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Haywood County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Haywood County.
View the detailed USDA boundaries and read about general conditions of
Haywood County, North Carolina
.Featured Cities of North Carolina
browse list of realtors working in Haywood CountyHaywood county has 1 usdaproperties.com realtor ready to help with your search!
| April 2025 Featured Agent | |
|---|---|
| Monica Cook | from Keller Williams Professionals |
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