Find USDA Eligible Properties in Iredell County


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February Featured Agents
Rick Carter   from   Realty ONE Group Select
Justine Brawley   from   Weichert Realtors- LKN Partners

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Looking to buy in Iredell County, North Carolina?

There are 1,314 USDA backed residential loans in Iredell county with an average loan balance of $141,726. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $144,174. On average the rural home size purchased with this loan was approximately 1,676 SqFt. Iredell county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Iredell County is roughly 1,537 square kilometers. USDA defined regions of rural loan ineligibility in Iredell cover 123 square kilometers of the county. Approximately 8.0% of Iredell County is ineligible for traditional USDA home loans. The influence score for Iredell County is 3. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Iredell County, NC   Iredell QR code
* cities most likely to have USDA loan eligible properties for sale.

Amity Hill   •   Barium Springs   •   Bells Crossroads   •   Bradford Crossroads   •   Celeste Hinkel   •   Central   •   Charles   •   Doolie   •   Eagle Mills   •   East Monbo   •   Elmwood   •   Eufola   •   *Harmony   •   Houstonville   •   Jennings   •   Kyles Crossroads   •   Loray   •   *Love Valley   •   Mayhew   •   Mazeppa   •   Mooresville   •   Mount Mourne   •   Olin   •   Ostwalt   •   Sharon   •   Shepherds   •   Shinnville   •   Statesville   •   Statesville West   •   *Troutman   •   Turnersburg   •   Union Grove   •   Williamsburg

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Iredell County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Iredell County, North Carolina
USDA Boundary Details
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Iredell County, located in the great state of North Carolina, was established in 1788. It was formed from neighboring Rowan County and named in honor of James Iredell, a prominent North Carolina attorney, judge, and one of the first justices appointed to the United States Supreme Court by George Washington.

The county seat of Iredell County is Statesville, which has played a significant role in the area's history. Historically, Statesville served as a hub for North Carolina's burgeoning railroad network for the Atlantic, Tennessee, and Ohio Railroads during the 19th century, contributing to the rapid growth and development of the county.

Over the years, Iredell County's economy has been rooted in agriculture, trade, and manufacturing. From the fertile fields producing crops like wheat, corn, and tobacco, to thriving textile mills and a rapidly expanding furniture industry in the 20th century, the county has always been actively engaged in the economic growth and success of North Carolina.

A fun fact about Iredell County is that it is home to the largest hot air balloon festival in North Carolina, the Carolina BalloonFest. Held annually in Statesville, the festival attracts thousands of visitors, who come to witness the vibrant spectacle of more than 50 hot air balloons dotting the sky and enjoy various entertainment and activities over three days.


Featured Cities of North Carolina
Harmony Troutman
Featured Properties from USDA Loan Eligible Regions of Iredell County